I was kinda hoping it would. I’ll have to really rely on that upcoming payment page now - I know it’s only once a month but having to remember to check it for the ones that come out mid month is a little meh.
Can one of them be showing upcoming DD’s etc in the feed?
I hope Lloyds don’t introduce that. It would clutter the transaction list and be really annoying.
They’d still show before they were taken, even if you call them pending, and that would be confusing. I only want them to show when they are actually paid, and not before. If I want to see future payments I’ll check the “view upcoming payments” screen.
I, respectfully, disagree. Being able to look at my balance, and see upcoming DD’s showing as pending like transactions do, really helped me know where my money was going. Its true that I could also find this out via Balance after Bills, but that only showed ‘predicted’ payments vs those that were actually going to happen. And gave me re-assurance that things were all ok.
If ‘view upcoming payments’ shows the actual ones, and not just predicted ones, I don’t mind making that check instead.
BTW - in HSBC it’ll show the date it will be taken, which is fine enough for me.
Several others were also having issues this pay day including Chase and Nationwide
I’d not thought about that. If the DDs were clearly marked as pending it would be ok.
Oh definitely - I also agree I wouldn’t want a DD to show as pending if it hadn’t been taken - I realise I meant pending in terms of upcoming, not pending as in taken and awaiting clearing.
Quite nice to see an apology message in the app, nice touch.
And many others, including HSBC, were not 
I get any bank can go down, it was more tongue in cheek than anything else. It’s also a s**t excuse from any bank that it only goes down at the one time people possibly need it most. I’d say most banks should know demand is going to spike on certain days and load balance respectively
Does Lloyds 360 offer any discount on the investment fee? Hoping to be eligible soon.
360 offers you cashback if you open an investment account and keep it open with a certain level of investment over a time period. You get £50 if you open an account now and fund it with £1500. Private banking waive the £20 half annual fee but you have to still pay it with 360.
Do you have push notifications on your app? Mine gives a nudge of upcoming payments before certain number of days. I can’t remember how long in advance but should be long enough to get you check your account in case you might go into overdraft.
Do they consider investment balances for Lloyds 360 does anyone know please?
Think it’s normally on a Sunday for that’s going out that week but I could be wrong.
I do and I’ll see what I get. I honestly I don’t have the overdraft issue, I spend carefully. It’s more confirmation that they are going out ok. But I’m sure I’ll soon know if that isn’t the case.
you have to pay in over £4300 every month for 6 months to become 360 I believe.
There is a £75k savings criteria instead but it does says savings, doesn’t mention investments so not sure if they’d count those
Outgoing and incoming payment notifications have been pretty reliable to me. It’s almost as instantaneous as Monzo.
Thank you - that’s the aspect I was looking for. Surprising they don’t state investments, and I’d agree - I’m inclined to think they don’t include it. Though it is odd given other providers premier banking considers it, and even Lloyd’s own private banking considers it I think
Mine have improved. Occasionally there is a slight delay. I guess I got used to the fact all were instant, but I think there’s something in the works to fix that.
It would have been ridiculous to ring them without reading the complete message.
The whole thing is ridiculous.