I thought additional cardholder wasn’t supposed to do a credit check.
Yet that screenshot suggests that they could do a full credit check on the additional cardholder.
Amex just did a soft check on me when I became an additional cardholder.
They’re only doing ID check, but this will fail if they’re not at the same address because they won’t appear.
The screenshot indicates they will do a soft check, being able to see publicly available data.
This could leave a footprint on their credit record
Doesn’t this suggest a hard check?
As for a soft check they’d say “this won’t affect your credit file”.
I’m probably reading it wrong though 
Again don’t see why it would fail as they ask for the additional cardholders address when you Apple for the extra card
It doesn’t specify a footprint in either form. When it’s referring to the above I’d take it as a soft check, otherwise it would say defaults and missed payments etc.
A soft check also leaves a footprint but only you can see it.
Lloyds says the additional cardholder mustn’t have any CCJs etc. Is this publicly available information?
No, but it’ll be on the credit record of the additional card holder
They are indeed, as with bankruptcy and insolvency.
Anything else would require express permission off the additional cardholder to carry out a full credit check.
They’re not giving credit to the additional cardholder, all spending and debt remains sole responsibility of the main account holder.
It won’t fail, they check additional holder at their address. You input their address.
Identity checks leave footprints for the report owner to view. Same as when you become a referee for someone to apply for a passport, you will see HM Passport footprint left on your report
Rewards seems to be fully back working for me now
Back for me too. Still such a laggy and buggy experience though.
I think they were doing works on investment platform from yesterday till today 8am.
Could be it was also fixed at same time
Yap, my cashback is back on track too 
It must be hours ago as it still was locked 
in the morning 
Fantastic. I can get back to making all those debit card transactions to get a whopping 5% discount at Debenhams.
I’ve the same offer. Absolutely useless 
Just seen the challenge today, when I had already qualified for it. I last shopped at Debenhams at start of COVID before they left our town centre.
May be I should tell the wife. 
I got 8% at Popeyes and Burger king 