Ok. Say Ihave a POT called ‘Christmas’ for example, I am obviously saving for Christmas. But Christmas isn’t just a one-off payment on the 25th of December it’s lots of little payments.
So when I buy a Christmas present (as I did yesterday for £20) I would then transfer £20 from my Christmas POT into my account. But there is no reference that this transfer was anything to do with the purchase. So there is no record of me actually using my Christmas POT for Christmas presents
Solution would be to link a purchase to a transfer from a POT. Oh gosh that would be so good!
This could be done before or after the purchase.
BEFORE: Transfer £30 for example from the POT into my account - make the purchase - then Cover the exact amount (£25.99) with money from that transfer - I am then given the option to put the remaining £4.01 back into the pot
AFTER: make the purchase then in categories you can have the option to ‘link it to a POT’ which automatically withdraws that exact amount from the POT into my account.
The phrasing could be something like… “cover this purchase”
Same issue arises for a holiday POT.
I almost feel like there is no point having a POT for something that isn’t a one off purchase I could just have a “general POT’ if there is no reference linked to the purchase .
The best I can currently do is remove the purchase from my summary, take it under “general“ and make a note. This seems like 2015! LOL
love you guys .