Within the last 2 hours, Lloyd’s (and Halifax) online banking has been broken on desktop and via mobile app for varying durations for customers.
If this was Monzo, we’d no doubt get an app notification the following day of an apology for the downtime and the inability to do any online banking or register for services.
Yet I don’t think I’ll hear anything from either Lloyd’s or Halifax about the issues
So hurray for Monzo! (And hopefully you don’t get these sorts of issues in the future)