Just gone full Monzo but have had a missed credit card payment which they have charged me £12 for and also now I’m arrears. Is this something Monzo will cover?
You need to raise it with Monzo. The current account switch guarantee will hopefully cover you but without knowing the full details it’s difficult to confirm for sure.
they only cover the cost if it’s their fault but if you got charged for not having enough money in your account to cover the cost at the time you won’t get covered for that