Labs Feedback: Joint Accounts 🤝


That’s a shame…

I love the clean look of it without the graph!

(Andy) #550

Me too I really like the clean white look and feel!

(Andrew Schofield) #551

2 Months and 3 Days according to Tas. (I think that should say 2 calendar months).

Pulse graph not appearing
(Andy) #552

Thanks for this! :smiley:

(Jack) #553

The ability to slide it out of the way as you scroll down the feed would be cool, if you scroll horizontally on the graph it should stay and the feed move in correspondence. Isn’t the Pulse graph supposed to be white rather than blue on Joint accounts anyway?

(James) #554

So far so good.

A big bit of functionality I would like though are pots in my JA. I would like to seperate money for a set purpose in the account. Is this coming any time soon?

In the long run, I would like the JA to have pots with rules, so mortgage payments come out of the mortgage pot etc

(James) #555

Would quite happily have the option to not have it activated at all. I personally don’t find any benefit from the pulse graph, especially in a JA

(Paul) #556

Just wanted to flag this idea up again, as it would be really useful for me too!

We use separate accounts for personal, and joint account for bills etc. So we only carry our personal cards with us.

However - petrol is from the shared budget, so currently we buy fuel and then have to move the right amount from the joint account to whichever personal account we paid with. It’s fine, and it works… but it would be much tidier to just move the transaction to the joint account after the fact, as though it was made with the joint card in the first place.


…And have an option to automatically fund from current accounts for transactions made on the joint card. You mentioned using it for bills. Bills could automatically be split and funded from both current accounts automatically saving the time having to send money from each account retrospective

((╯°□°)╯︵ ┻━┻) #558

I want similar functionality and have requested it too.

Another alternative would be for them to release shared pots (which is I believe is already on their roadmap) - then you could use IFTTT.

If {{Transaction}} THEN ‘move to shared pot’ {{transaction}} / 2

(Michal Hozza) #559

It would be nice if transactions could be moved between accounts - e.g. when you accidentally use wrong card , you could still move the transaction to the other account later.

(Graham Hudspith) #560

I like the fact that transactions in the JA are “tagged” with the avatar of the person responsible.

However, this also is happening with some (but not all) of the transactions in my personal account.

Is this intentional?


Why only some of the personal account transactions tagged and not all of them?

I’d like none of the personal account transactions tagged if that is possible.


So far we’re really happy with our joint account, apart from pots the only thing we are missing is the ability to search/filter by card.

e.g. I can search for all transactions at Costa, but what I really want to know is who goes/spends more, me or my partner :thinking::grimacing:

(Kelvin Papp) #562

So, I’m either stupid in not realising this was available / possible, or Monzo snuck tags in for Joint Accounts :slight_smile:

(Andy) #563

Hmm tags has always been available. You can’t tag transfers though at all on Monzo

(Kelvin Papp) #564

Perhaps I made an incorrect assumption based on viewing a transfer in that case… I was convinced tags weren’t available on Joint Account transactions and thought I had seen someone else post similar.

Irrespective, they are there :grinning:

(Mark) #565

A few questions on joint accounts.
When will proper official joint account cards be issued?
When will pots be coming to joint accounts?
When will a current to joint account switching service be offered?

(Jack) #566

I believe once it leaves labs you’ll be contacted regarding the official card.
Joint pots are on the cards but there’s no ETA yet.
I beilive the switch service does work currently although it’s disabled for now. Based off this is imagine it won’t be too long :raised_hands:t3:

(Mark) #567

Cheers. Is that a switch service for a Monzo current account to a Monzo joint account?

(Tony) #568

As far as I know, you can only use CASS from a current > current or joint > joint, I don’t believe you can do a current > joint (I can’t find anything specifically excluding it, but logically it makes sense that this wouldn’t be allowed)

As you need a current Monzo account to be able to hold a Monzo joint account, I can’t see how they would provide this service.