We just got our joint account cards - this will be super useful. I canāt however see an option to be able to filter transactions to a specific user (unless Iām missing something obvious). This would be super useful as im anticipating hundreds of little transactions that arenāt mine now and would be good to filter those out.
At the moment the functionality has not been built however Iāve been using tags and adding a hashtag with the spenders initials on our JA as an interim solution
Received both JA cards today after only applying for it yesterday morning; great turnaround Monzo.
You canāt seem to add funds from the personal account to the JA without activating JA cardā¦this makes sense. What doesnāt make sense is it allows you to proceed, choose the amount, asks for a fingerprint then does nothingā¦this was on Android.
Is there a way to close our sole accounts and keep only our JA?
Do we get a special badge like the Alpha/Beta/Investor badge for being lab joint account members. After all if I have to draw on my card to differentiate them itās hardly a finished product
We have been using joint accounts for a couple of weeks now. I really like this - but it does taking used to knowing instantly from my Apple Watch alerts what my partner is spending and not being intrusive about this ( we have been married for 37 years). The instancy of alerts on watch/phone is very different from managing a traditional joint account either on- line or through hard copy statements.
The switching between personal and joint accounts is a bit of a pain trying to establish what money is where. It would be really good if the first screen I saw was a summary screen showing:
My personal account balance
The personal account pots with a balance for each one plus a total pots balance.
The same two sets of information information for the joint account. ( I really would like pots available on this ASAP - particularly coin jar)
I would then click on whichever one I wanted to look at in more detail.
Starting to try to properly use the JA and Iām not a fan of the Move Money UI.
Regardless of which account Iām in when I tap move money it always defaults to moving money from my PA to the JA. This doesnāt make sense to me as Iād expect the behavior to be to move the money from whichever account Iām in to the other. So If Iām in the JA then Move Money would default to JA > PA. And when in my PA it would be PA > JA.
Also, I know you can read the text, but the fact that both accounts have the same icon really confuses where youāre transferring money from and to. Clearly labelling each side JA and PA with more prominent writing would be very useful. Again, I know the details are there to read but itās definitely not clear at a glance (for me at least).
Having a way to label payments instead of just seeing the recipient would be very useful. My payment recipient list is full of different accounts labelled R Patel as I move money around a lot. Being able to label them as Santander, NatWest etc would really help instead of having to know which account no. and sort code is which.
And not just for my accounts. Maybe itās an Indian thing but I know a lot of Patels so something like J Patel isnāt as helpful as youād think when trying to send money to my brother!
Finally. Itād also be nice to label the scheduled payments so I know what they are. E.g. nursery fees, savings, allowance. Having a list of payments to myself isnāt very helpful.
Iām about to change employer and was thinking of getting them to send my new salary straight to the JA. If I do that, how will I be able to start the CASS switch process?