In my opinion they are two different features, it just needs to be labelled so.
This is bill splitting for ‘Monzo to Monzo payments’ but unfortunately this wasn’t made clear at the outset, hence the expectations that bill splitting for payments from non-monzo users would be solved too.
The only use people have for Monzo.me is for non Monzo users as Monzo users can just send the amount required from within their app. This is from the August update:
'At the moment you can split the bill by sharing Monzo.me links with your friends. But in the next few weeks we’ll make it even easier, and let you split the bill with people from the app!
When people pay you back for a particular purchase, we’ll also reflect that in your Summary, so it doesn’t look like you’ve spent more than you have.’
To me, the above suggests we were going to get a non-Monzo user improvement!
I think people would be perfectly happy for this to leave labs as a Monzo to Monzo version with the Non-Monzo user version following at some point, or would have been if the Bill Splitting improvements in the August update had been advertised as the Monzo to Monzo version.
Although when I say perfectly happy, that would be forgetting the fact that the Non-Monzo user issue has now been around for nearly 2 years, has caused thousands of users a big headache and hasn’t been solved yet / a timeline for it’s implementation hasn’t been given yet. This issue has been discussed at length for a while now.
It would be nice to hear Monzo’s views on Non-Monzo bill splitting following the discussion in this thread. i.e whether this is something they expect to try and solve, what the options they are weighing.