No worries, I was just thinking as Scottish Friendly give you the £50 and it takes it back when you leave so fees would effectivly be 0, will call forresters tomorrow and see what early exit from them is.
Cheers for the info/help 
No worries, I was just thinking as Scottish Friendly give you the £50 and it takes it back when you leave so fees would effectivly be 0, will call forresters tomorrow and see what early exit from them is.
Cheers for the info/help