Are there any plans in the future to have a joint account only ?
There’s no minimum paying in requirement to keep a joint account open is there? My wife and I have a joint account with Nationwide (pays interest, insurance etc). She would like a second joint account for the weekly shop etc - she quite likes monzo, but doesn’t want a personal monzo account. To have the joint, she could set up a personal and not use it? - will she be penalised for not using it?
No you can open it, leave it dormant and just use the Joint Account.
I think that’s how most people here operate their joint accounts.
Cheers - Then that’s what we’ll do.
Sorry for the late reply, but thanks to @Codf for stepping in He is correct, no minimum amount or activity is required so you should be good to go
Not too sure about his last statement, I use both personal and joint but maybe I’m in the minority