Any visibility of this at Monzo?
This is still a reason to look at other banks for me – instant notifications of transactions I’m responsible for is important. I don’t want the ones that my wife initiated. The more customisation of how I’m notified for different transactions the better.
Thanks,
Mark
This intrigues me. Surely the entire point of a Joint Account is just that, it’s run by two people and both have the same visibility of every transaction. I get it could be annoying to see notifications for transactions you didn’t initiate, but I guess that goes back to why have a Joint account in the first place?
(I have a Joint Account, and my own Account, as does my partner).
Not sure why someone wouldn’t want to know when their own money is being spent, regardless of the account type.
If my wife does a food shop in the week, it’s still my money being spent. If we are buying personal items we use our solo account.
I too was confused by this so I asked and was given the below explanation:
It’s for people who solely use their joint account, so pool all their money into it and spend from there. Literally everything comes from the joint account whether a joint expense or a personal one. In this situation people don’t want to see notifications when their wife gets a coffee each morning and such.
On the flip side I’d argue that if they don’t want to see non-joint expenses then they need to start using their personal account. Do like I do and the two posts above me suggested. Use your joint account for joint expenses only by each transferring a fixed amount in per month and the use your personal ones for everything else.
From the OP.
Perhaps it’s more a personal thing then, as I am sure my partner does not think I’m spying on them, nor them on me. Trust, eh?
I love seeing what my partner is buying! 
On a serious note, it’s been useful a couple of times, for example if his phone runs out of battery, but I know when he’ll be home because he bought a snack at the train station.
I’ve also busted him for having after work beers a couple of times
this - we also enter notes against each others transactions with hilarious (sometimes confrontational) results… 
I’ve never thought of this issue as generally we only use our Joint Monzo for shared incidentals.
But i can completely get why you’d want to turn them off - it might be joint money so the argument of see where it goes is valid, but you can still do that in app and on statement if you wish.
I could see why wouldn’t want the immediacy of each and every notification for activity that isn’t “yours”
To slightly expand on this topic, I recently received a notification while my wife was out with the kids about card needing PIN re-verification. This is not a notification I ever need, would love to be able to turn these off.
Slightly different question: is it possible to turn off ALL notifications from the joint account (including ones I initiated), so i only get notifications from my solo account?
Nope 