I’m still 7th
I’m still 7th
You are gonna be stuck at that position forever, jajajajajajajaja
Hi @Kyrre - can you confirm whether there will be cashback (or points/miles/anything) on purchases? Also will you offer the base Visa FX rates or mark them up? Do you know how they compare to Mastercard?
Anyone heard of them, just signed up to their waiting list.
Hey @Mcoliver88 I’ve moved your post here to join the others. Hope you don’t mind
Does anyone fancy signing up? We both get £10 after successful on boarding
Low maximum limit and no 0% offer but interesting.
Where did you see this?
Someone from Jaja got in touch with me a couple of days ago and invited me to pop by their offices for some lunch and to see a demo of the app. Given I live at the other end of the country we had a video call instead
It was really good, ended up chatting for about an hour with two of the guys at Jaja. Saw a demo of the app and saw the actual physical card, which looks really nice. The app itself is very clean, nice transaction feed with good looking category icons, though I believe merchant icons can/will be displayed.
The credit sharing facility sounds really useful. They asked me a number of questions and seemed to really value the feedback. Hopefully going to get my invite to the app next week in the first batch of users - they’re going to onboard a small batch from the top of the waitlist then bring more people on each week until the public launch at the end of of March.
It’s very much a beta phase before the wider launch so it’s an opportunity for the early adopters to help shape the product and iron out any remaining bugs. Really sounds like they’ve given a lot of thought to the launch and I would expect it to be a pretty polished product by the time it’s launched to the general public.
I’m hopefully going to be involved in a few more discussions with them, possibly a face to face meeting at their offices too. Overall I got a really good impression of them as a team/company and think they’ll be really receptive to feedback, criticism, ideas, etc. They’ll also be launching their own online community
Is there any indication on how conservative they might be offering credit? Will there be a soft-check eligibility first?
I’m still interested to know if there are any benefits included with the card. Is there any Cashback etc.?
Doesn’t seem like it. It seems more geared towards 0% on purchases type of credit cards.
Ah that’s a shame, well for me!
Well those type of cards have their use as well. But I still have not found a combination that beats AMEX 1.25% cashback with Barclaycard VISA 0.5% cashback to back it up. I have a Virgin credit card that offered me 0% on purchases for 30 months, and I am close to repaying all of the credit limit. So JAJA would be a good alternative to Virgin, but I only get such cards once in 2-3 years for any planned bulk purchases.
Yeah agreed, was looking at getting an Amex Cashback card but was interested to see what this would offer first. But it would replace my HSBC 0% CC nicely
I believe they do a soft check to ascertain the credit limit they can offer to a customer.
This should be industry standard on credit, really. If everyone could see beforehand what they were eligible for for any credit it would make sense.
I too had a call earlier this evening.
I definitely agree with the points you’ve mentioned here and looking forward to seeing the product evolve.
I did mention about the community aspect being important and this is what I love about Monzo, so seeing this at Jaja would definitely be welcome.