JAJA Discussion & Feedback


(Kevyn) #456

Erm…

Asda Flexible Payments is a trading name of Jaja Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 775979).

https://flexiblepayments.asda.com/


#457

It’s a soft search… so won’t make a difference.

And nothing wrong with applying for credit, if it’s something that’s wanted/needed. I’d rather Jaja and close one of my existing cards - supporting a startup, innovative etc… unlike the ones I’ve got at the moment


#458

Different products will have different lending criteria… depending on type/rate/type of customer they want to attract…


(Kevyn) #459

Personally, I would assume that Asda Flexible Payments is just a branded version of what Jaja plan to offer under their own name and would use the same system and lending criteria. However, I don’t know so I am probably wrong. Hopefully it will be all right when you apply.


#460

Yep at beta stage, I’m pretty sure that’s what they’d do - keep it simple.

That’s why I just want to get up the waiting list and either get it, or not!

But in the long run, it’ll be different rates for sure - NewDay are a very good example. Aqua (credit building) and multiple Co-branded cards with retailers all with different criteria.


(Sean) #461

Don’t think so, I slipped 3 places, still top 10 though. :soon: :crossed_fingers:


#462

Still at 44 today :upside_down_face:


(Kevyn) #463

Bought my insurance today using the virtual Jaja card (the cost was £429.66) and it looks like 3D secure is online and working fine via text message.


#464

I like that it’s a 4 digit code for 3D secure, easier than a longer number.


#465

and still at 44

Not onboarded anyone in three days?


(Lancelot Payne) #466

Still around the 100 mark been like that for a few weeks now so will see what happens but seem to be moving much.


#467

Looking forward to getting onboard, but they seem to have sent out about 40 invites in 3 weeks which isn’t great.


#468

Yeah they don’t seem to be rushing

Wonder if they’re encountering any issues


(Dan Mullen) #469

Well I’ve been using the app and both the physical and digital card for a few weeks and, apart from a few issues in the app that I’ve fed back, everything’s working fine.

They’ve released a few updates to the app and they’re definitely responding to feedback people are sending them.


#470

Wonder why not onboarding more then?

Will just have to wait


#471

So had more use of the (virtual) card today (no physical card yet. I’m hoping tomorrow (monday)!). Made a purchase @ Ali Express in USD.

Found an interesting bug/visual glitch:

Tells me 63.78 USD, however it was 63.78 GBP converted from 82.71 USD.

Also made a purchase at H&M, in which I experienced the 3D Secure flow:


#472

I reported the notification bug with foreign transactions the other day.


#473

:+1: I’ve reported it too.


#474

Still not onboarding?

Gone from 44 to 45 :grinning:


(Andy Freeburn) #475

I’ve managed to go backwards by 6 places in the last few days… Lol!