# Its Good, but others are catching up - we need incentives/benefits **URL:** \ **Category:** Feedback & Ideas\ **Created:** [8 March 2018 11:07 UTC](https://community.monzo.com/t/its-good-but-others-are-catching-up-we-need-incentives-benefits/34075 "2018-03-08T11:07:05Z")\ **Posts on this page:** 1\ **Showing post:** 218
**Author:** ![anon77734705](https://avatars.discourse-cdn.com/v4/letter/a/7ba0ec/32.png) [@anon77734705](https://community.monzo.com/u/anon77734705)\ **Post date:** [11 March 2018 21:49 UTC](https://community.monzo.com/t/its-good-but-others-are-catching-up-we-need-incentives-benefits/34075/218 "2018-03-11T21:49:49Z")
We won’t be introducing Credit Cards, I get why Section 75 is important to some people and I’ve had a couple of queries in the last few weeks. We want to help you control your money and provide you with knowledge on where the best products are. Not necessarily provide them from us. I don’t think gaining money from referral fees is either unethical or not been transparently laid out. We are 100% clear about how much we get from each referral and it’s definitely not any small print. > [@Chad](#): > > My previous post in relation to instant notifications and the pulse graph. My question to you is if these where removed what have you Monzo got left to offer right now 🤔? My beautiful customer service??? I think our transparency and our ethics are massive things for us to be offering. We are clear that we are working for you, the customer, not the big fat money paychecks. I enjoyed @anon95680666 [list](https://community.monzo.com/t/its-good-but-others-are-catching-up-we-need-incentives-benefits/34075/137) What we are working on right now: Moving accounts from prepaid to CA CASS implementation [Spending](https://community.monzo.com/t/redesigning-spending/32756) evolving to Breakdown Overdraft rollout including constantly revisiting our decision lending Marketplace integration International Payments - ie _understanding_ and implementing them. It’s coming, we just want to do it right which is why it’s taking some time 😅 I think that’s 6 pretty decent things going on 👍 --- _[View the full topic](https://community.monzo.com/t/its-good-but-others-are-catching-up-we-need-incentives-benefits/34075)._