Introducing Monzo Premium

Just don’t swallow any of the limit rubbish. I was told there was a £300 limit for PP so as I had to put in £350 I got charge for the second £50.

Indeed they do. And it messes up your mind. I still have my Blue card but it’s dead obviously

What other purpose does a metal card serve? It’s a status symbol. That’s all.

Monzo charge you £50 so they don’t make a loss on the metal card. Separately there is an ongoing charge of £15 to use it. The two are different things. All bank cards are used by the holder at the discretion of the bank. The owner of any bank card is the bank.

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No. You’re paying for a card they had manufactured for you and you agreed to pay £15 for 6 months then cancelled.

If there were no fees/cancellations then lots of people would just sign up for the card and then cancel. People are weirdly obsessed with metal cards.

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Well that’s a messed up status symbol. I am glad you pointed that out because if someone actually said to me “oh look at my metal card ya it’s such a status symbol” I’d tell them to get a pissing life.

Personally. It would be nice to have a debit card that does not fade off within 5 minutes. My Blue one already has several bits missing and i only used it for 3 months!

For me that would be the real benefit but I’m happy to stick with Gpay and keep my basic free card. And save £180 a year in the process for 80% of things I can’t or won’t use

Cheers

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Agreed - It’s a shame they don’t put such effort into the other cards

My Plus card is okay, but I’ve seen quite a few scuffed ones. Mines probably helped by not using a cash point.

Coral is still the best card. Kinda wish I’d kept it in use.

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You were the one getting so bothered about people seemingly paying £50 quid for one month for a card and features they don’t want.

🤷🏻

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I have always found leather wallets keep scuffing off cards. I guess the best solution for me might be a Metal Curve card. Not that I want it or need it Just keep using Gpay I suppose

2 posts were merged into an existing topic: Removed Posts October 2020

A post was merged into an existing topic: Removed Posts October 2020

Investor or not, everyone is allowed an opinion, regardless of what you may believe.

I have no idea what the removed posts said, but the moderators take care of that, so accusing @j06 of hiding them and having no backbone is off-target at best. If you don’t make offensive posts, they won’t get reported and won’t subsequently be removed, it’s fairly simple.

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I’ve removed a bunch of posts containing personal attacks and invective.

The Community has a code of conduct. Please do take the time to read if you’re unsure about what is acceptable and what isn’t.

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I didn’t remove any posts. I didn’t even see what was said before they were removed.

If anyone can point to the purpose of Monzo’s metal card which isn’t just to show to other people that you’ve ‘got a metal card’ I’d be interested to hear it.

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I wonder what the next Plus/Premium feature will be :crystal_ball:

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Additional fees… :rofl::joy::rofl::joy::joy:

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Personal appeal.

I think if you’re looking for a “purpose” you’re already looking for the wrong thing.

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This gets us back to the original Monzo idea of a marketplace for financial goods and services.

Would’ve been nice to see, instead of aiming for a really mass market approach. Maybe we’ll get to see it one day…

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Having a card that does not need replacing so often - Also why can’t they do longer expiry dates? Is it some sort of FCA crap? Bus pass can be 10 years but Debit card is 3-4? If it’s Metal can’t it be say 10?

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I’m glad Monzo is taking steps to address profitability while providing more value to us.

Are there any resources on how Monzo’s mission and strategy come together? One of the main reasons I would go for Premium is to support a bank that is focussed on value for us, in contrast to the big 4.

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