Monzo won’t offer you advice, as it requires regulatory permissions they likely don’t want to go for. If you want to invest with advice, check out platforms that offer advice.
From what I’ve experienced, roundups are good, but tbh it’s not the most sustainable behaviour change. Over the longer term, there are a few ways to invest in way that is more likely to help you be successful:
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use tax-efficient accounts (like an ISA in the UK)
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when you get paid
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cover all of your life costs first
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pay your debts before investing
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from what’s left, decide on an investment amount and spend the other half on fun / a rainy day fund.
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buy diversified ETFs inside of your ISA in a simple way like:
25% in SWDA (global fund, low risk + boring)
15% in SMT (USA/China-focused growth fund, with 100 year track record)
15% in SPY (SP500 fund)
15% in DJP (commodities fund)
15% in GLD (Gold fund)
15% on the most chaotic meme stocks / crypto you can find, and be prepared to lose it all
Rinse and repeat forever. If you’re lucky it’ll grow bigger, at worst it’ll probably outperform inflation over the long term (especially if you do it routinely).
Turn investing into a (controlled risk) game, enjoy “spending” your money on investments - it helps!