I’m going to be a proper party pooper here, and say that this is exactly why a voting system of new ideas on a forum is always going to look messy.
Would I love cashback? Sure. Tell me someone who wouldn’t?
Would I love rewards? Well… Yeah! Free stuff always feels great.
Whilst we are at it, I’d love 7% interest on my balance and market leading mortgage rates.
I just fail to see the point in these threads (no offence to @dnlbaines whose obviously just joined the forum… Hi BTW!), and it’s something that is completely innocent, and 99% of the time, people haven’t read the previous discussions on such things).
As a weathered viewer of this forum (for my sins), it’s clear that Monzo are a long way off from being able to offer such rewards directly - Instead, they could partner with 3rd parties like Flux and Tail for various things (and anyone else that comes up).
Given the drive for profit and the associated discussions that have happened, despite it being amazing if Monzo could indeed offer cashback, it just seems like a completely wasted topic and votes.
Whilst there may be the odd nugget of an idea that comes from this “community led voting”, I’d much prefer to see a situation that was similar to the Trello roadmap.
Monzo could start the threads of things that they are thinking about implementing, and the votes could potentially help prioritise which ideas are worked on and in what order.
This feels (to me), far more valuable than most of these “voting topics”, that seem to be pipe dreams that Monzo simply won’t ever do.
Perhaps I’m on my own here, but I’ve not interacted with any of these vote topic so far, because they all seem so disjointed.