I thought that it would of been a useful feature to have inflation linked spending targets.
I.e. I have a monthly spending limit of £1000 that after a year could then get (automaticaly) adjusted to that years inflation (e.g. 3%) to make sure my target in the future is realistic (£1030).
What if your pay doesn’t go up? Where is that coming from?
This will just highlight to people that they have less money to spend.
Perhaps that’s a good thing, from several angles.
With paid subscription you can add a % target to reduce your spending psychologically I guess.
I wouldn’t mind percentage based ones personally. That might actually get me using it as opposed to neglecting it.