# Include refunded card transactions & BACS Credits in budget categories **URL:** \ **Category:** Feedback & Ideas\ **Created:** [1 September 2019 14:20 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396 "2019-09-01T14:20:37Z")\ **Posts on this page:** 7\ **Page:** 1
**Author:** ![ashleajade17](https://avatars.discourse-cdn.com/v4/letter/a/34f0e0/32.png) [@ashleajade17](https://community.monzo.com/u/ashleajade17)\ **Post date:** [1 September 2019 14:20 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/1 "2019-09-01T14:20:37Z")
How come when a refund goes back into the account and you select the category does it not bring the category spending down? For example I spent money on clothes which I then sent back. Some of money was refunded. I selected the shopping category but it still says I spent £30 on shopping, when £25 has been refunded… ---
**Author:** ![anon66544660](https://avatars.discourse-cdn.com/v4/letter/a/7cd45c/32.png) [@anon66544660](https://community.monzo.com/u/anon66544660)\ **Post date:** [1 September 2019 14:28 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/2 "2019-09-01T14:28:40Z")
I know that a refund will affect your “total spent today” amount, but not sure about how it affects the summary. One workaround, for the case where you get a full refund for a transaction is to exclude the original transaction from summary, which isn’t the case here unfortunately, where you have a partial refund. ---
**Author:** ![awjdean](https://avatars.discourse-cdn.com/v4/letter/a/5f9b8f/32.png) [@awjdean](https://community.monzo.com/u/awjdean)\ **Post date:** [2 September 2019 14:23 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/3 "2019-09-02T14:23:28Z")
You might find including bank transfers in budget categories helps with some types of refunds. You can vote for it here: > [@Include bank transfers in budget categories](https://community.monzo.com/t/include-bank-transfers-in-budget-categories/57383): > > I know this has been brought up a lot of times but are Monzo considering including bank transfers in budget categories. Today i received compensation for a flight delay, as the money was sent through a bank transfer although I changed it to the holiday category it does not appear within my budget ie this payment should reduce my monthly allowance Surely this can not be hard to rectify, surely it must be better just to include all payments/transfers in the budget then people have the option to … ---
**Author:** ![anon28892155](https://avatars.discourse-cdn.com/v4/letter/a/ed655f/32.png) [@anon28892155](https://community.monzo.com/u/anon28892155)\ **Post date:** [2 September 2019 14:48 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/4 "2019-09-02T14:48:48Z")
That doesn’t seem to be the same feature suggestion as most refunds are refunded card transactions, not bank transfers? ---
**Author:** ![awjdean](https://avatars.discourse-cdn.com/v4/letter/a/5f9b8f/32.png) [@awjdean](https://community.monzo.com/u/awjdean)\ **Post date:** [2 September 2019 14:50 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/5 "2019-09-02T14:50:43Z")
Good point - I’ve edited my comment accordingly ---
**Author:** ![Jules0](https://avatars.discourse-cdn.com/v4/letter/j/b9e5f3/32.png) [@Jules0](https://community.monzo.com/u/Jules0)\ **Post date:** [11 February 2020 20:05 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/6 "2020-02-11T20:05:55Z")
This is the single most annoying feature of Monzo and why, when I can face it, and despite being a Monzo investor, I’m going to move to Starling. Starling net off any credits put into a category from the total spend. There are so many examples when the way Monzo do it is really annoying. Eg, Taking something back to the shop. You might not be able to exclude the original transaction as it might have included other things. Also, I regularly buy cinema tickets for myself and a friend. She pays me back but I can’t offset that against my Entertainment category. I could go on. It drives me mad. I can’t think of any good reason why you wouldn’t want to net it off. ---
**Author:** ![awjdean](https://avatars.discourse-cdn.com/v4/letter/a/5f9b8f/32.png) [@awjdean](https://community.monzo.com/u/awjdean)\ **Post date:** [12 February 2020 11:38 UTC](https://community.monzo.com/t/include-refunded-card-transactions-bacs-credits-in-budget-categories/78396/7 "2020-02-12T11:38:22Z")
> [@Jules0](#): > > Also, I regularly buy cinema tickets for myself and a friend. She pays me back but I can’t offset that against my Entertainment category. If you use Bill Splitting then then the incoming amount is included in Budgets. However, if the incoming transfer is a standard bank transfer, it won’t be included. You can vote for standard bank transfers to be included in Budgets here: > [@Include bank transfers in budget categories](https://community.monzo.com/t/include-bank-transfers-in-budget-categories/57383): > > I know this has been brought up a lot of times but are Monzo considering including bank transfers in budget categories. Today i received compensation for a flight delay, as the money was sent through a bank transfer although I changed it to the holiday category it does not appear within my budget ie this payment should reduce my monthly allowance Surely this can not be hard to rectify, surely it must be better just to include all payments/transfers in the budget then people have the option to …