If you freeze your card, will Apple Pay continue working?

[mrkwse (Mark Woosey)]

For those not on the Dev Slack, @daniel.cannon had this to say:

@daniel.cannon

[It’s] something we debated internally and decided to stick with the current solution as it means that if you freeze your card it can’t be used for any payments. However we are keeping track of this feedback and will keep it in mind in future.

I’ve already shared my opinion there that if someone can use Apple Pay on your phone they’ll almost certainly be able to access Monzo on your phone and unfreeze your card, which makes this feel a bit redundant in my opinion.

Daniel also added:

@daniel.cannon

I think we will definitely add the ability to [provision Apple Pay via the app while waiting for a (new) card] at some point in the near future

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Separately:

@Chimpofdoom

Wonder if you freeze your card and order a new one… does the new card become immediately available inside the app?

Pay on the go using Monzo with Apple Pay

When Barclays reissued my card, they updated the card in Apple Pay immediately. Was able to use it before the physical card arrived.

Unfortunately this doesn’t appear to be the case in Monzo currently, having just replaced a card after seeing a strange failed transaction. I was one of the few who snuck in on Tuesday though, so this might be a side effect of that (although my MacBook and iPad which I only added today also required the Apple Pay to be reprovisioned).

Edit: The official page suggests this shouldn’t be the case, so this is possibly an early adopter issue (apparently I got blocked because of too many attempts - possibly due to a dodgy connection to my watch)