Plenty of cheap android devices around with Google pay. But if you’re deprived in the phone department, a digital bank just won’t work anyway.
Why it’s great to see a legacy one stepping up here, with branches they can use.
In terms of the digital ones, if you do have a phone, and all of those I’ve met who have been homeless did have a smartphone of some kind, removing the need to receive a physical card could break down a rather large obstacle for them.
The vast majority of people who are homeless and stuck in that cycle aren’t gonna be your average stereotypical assumption of a homeless person. It’s often those trying to get out of an abusive relationship of some kind.
The important thing though, is breaking the cycle. Because once you have one of those things, the battle for the others becomes much more feasible.
As for charging, most anywhere will let you charge your phone. McDonalds is a common crutch. You can charge your phone and freshen up for free.