Hmm.
I was considering upgrading, partly for the black card partly for the current benefits which I could just about justify.
Not sure about this one though. The fast track is nice but I think I’m better off with the “standard” premier card and paying separately still.
Seems a bit mad that if you have premier already you have to pay a fee for the card
Doesn’t seem very good to me. The Halifax/Lloyds world elite card has similar travel features at £180/year and the cash back rate works out that you’d always be ahead assuming you redeem for cashback/vouchers. HSBC is a little more flexible that you can transfer to airline points though.
Also, all of these cards are marketed toward travellers and yet they have foreign spend fees. 
Wake me up when HSBC can list pending transactions for credit cards.
What “global travel insurance” comes with the Premier Elite credit card?
The Premier current amount has the free travel insurance attached to it…
I think it’s just referring to the fact you still get the travel insurance as part of the package. As far as I know the WE card doesn’t have additional benefits in this area.
I was about to ask that very question. Disappointing 
Well looks like I won’t be getting a HSBC premier credit card, was looking forward to a better offering. I’ll stick with Amex for now.
On balance, I’ll probably stick with WE for another year. Mostly because I’m due another 40,000 bonus points as part of the original sign up offer. These are only due upon renewal (at these new rates)… 
So made a quick visit to the San Francisco branch of HSBC USA.
Very friendly staff. I said I wanted to apply for their credit card. Filled the forms, gave my documents and I got told I will hear back by mail if I get accepted.
Got asked why I wanted a US based credit card. I just said I bank in USD and HSBC UK doesn’t offer any USD credit cards.
All done in less than 15 minutes on my way to one of the tourist sights. No much hope to get accepted but hey, it was interesting to visit.
Keep us posted with the progress. Will they ship the card to the UK?
I’m planning to do a similar thing
Yeah. They confirmed the mailing address and that’s it. I didn’t get a reference number though so not sure how to follow the progress of the application.
So nothing has shown up in my account. I am not home yet so no idea of anything has been posted, so will check when I’m back.
Maybe it’s a no for me!
HSBC are quite strange about what can be done in app v not. For example, you can’t delete payees in the app (which is slightly frustrating) but you can amend SO/pay the CC off etc.
Personally, I’m happy with the level of CC functionality, would be nice if you could pay it off immediately though.
That’s progress - last time (and fairly recently to boot) I changed the DD I had a paper mandate form to complete
Thought I’d post here too but HSBC have increased the threshold for Premier accounts to £100K income (no need for investment account or mortgage). If holding just savings or investments, it’s also gone up to £100K.
So they have!
Just in case anyone else was about 30 seconds away from having a total meltdown at their desk
“If you opened a Premier Account, or submitted your application for a Premier Account, on or before 4 September 2024, the previous eligibility criteria will still apply”
It would be a shame if that also changed, since the free travel insurance is the core reason I keep this account, it’s significantly better than the paid offerings with Monzo and even Nationwide.
To be fair, it had been £75k for quite some time.
Yep 
