# How we use Monzo in everyday language 💬 (We want your thoughts)

**URL:** <https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241>\
**Category:** Monzo Chat\
**Created:** [14 March 2024 10:15 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241 "2024-03-14T10:15:57Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![AlanDoe](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alandoe/32/45031_2.png) [@AlanDoe](https://community.monzo.com/u/AlanDoe)\
**Post date:** [14 March 2024 10:15 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/1 "2024-03-14T10:15:57Z")

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Hey gang!

Our Press team is working on a bit of research about how “Monzo me” has entered the vocab of so many.

So I obviously said it’d be worthwhile asking the people who helped name us 💡

So here’s the questions

How often do you think you use the term?  
Why do you say it instead of “pay me”?  
How often do you hear others saying it?  
Anyone got a funny anecdote about it?

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**Author:** ![AlanDoe](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alandoe/32/45031_2.png) [@AlanDoe](https://community.monzo.com/u/AlanDoe)\
**Post date:** [14 March 2024 10:16 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/2 "2024-03-14T10:16:13Z")

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**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/111540_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\
**Post date:** [14 March 2024 10:25 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/3 "2024-03-14T10:25:56Z")

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> [@AlanDoe](#):
>
> How often do you think you use the term?

Before my daughter was able to use a Monzo account, only a handful of times. Since then, 2 or 3 times a week.

> [@AlanDoe](#):
>
> Why do you say it instead of “pay me”?

“Monzo me the money”

> [@AlanDoe](#):
>
> How often do you hear others saying it?

I’ve only ever heard colleagues say it, while on a business trip frantically trying to balance expenses…

> [@AlanDoe](#):
>
> Anyone got a funny anecdote about it?

As above ☝

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**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\
**Post date:** [14 March 2024 10:29 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/5 "2024-03-14T10:29:05Z")

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All I think of when I read it is this…

![YARN | "Facebook me" was a common expression after two weeks. | The Social Network (2010) | Video clips by quotes | 29afad38 | 紗](https://global.discourse-cdn.com/monzo/original/3X/5/e/5e74976cde7984bb0f7b4c8c0dc6eb3786de70db.gif)

But I don’t think I’ve ever said it. Because I’ve split the bill a few times with people, I get “You pay and then do your fancy bank thing and we can just pay you back easily” Errrmm actually it’s called Monzo Me… oh nevermind.

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**Author:** ![anon90289270](https://avatars.discourse-cdn.com/v4/letter/a/e95f7d/32.png) [@anon90289270](https://community.monzo.com/u/anon90289270)\
**Post date:** [14 March 2024 10:46 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/6 "2024-03-14T10:46:33Z")

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Did somebody say ‘Just Eat’? No, they usually say ‘should we get something delivered?’

Also never heard anyone say ‘Monzo me’, and my entire family use Monzo.

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**Author:** ![anon90289270](https://avatars.discourse-cdn.com/v4/letter/a/e95f7d/32.png) [@anon90289270](https://community.monzo.com/u/anon90289270)\
**Post date:** [14 March 2024 10:48 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/7 "2024-03-14T10:48:05Z")

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If I’m gonna use cool lingo when asking for money I usually pretend to be Stewie the baby asking Brian the Dog.

‘Where’s my money, man?’

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**Author:** ![MalaiseForever](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/malaiseforever/32/123325_2.png) [@MalaiseForever](https://community.monzo.com/u/MalaiseForever)\
**Post date:** [14 March 2024 10:48 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/8 "2024-03-14T10:48:06Z")

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We will say Monzo me in my friendship group when we are covering holidays/splitting bills etc

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**Author:** ![twigusa](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/twigusa/32/46164_2.png) [@twigusa](https://community.monzo.com/u/twigusa)\
**Post date:** [14 March 2024 10:59 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/10 "2024-03-14T10:59:19Z")

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I don’t use it and very rarely hear it. I don’t think I’m the right demographic or personality type to do so though.

I used to hear it way more when I lived in London. Whether that was more people density or a north / south thing, I’m not sure.

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**Author:** ![JIMMWX](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jimmwx/32/95737_2.png) [@JIMMWX](https://community.monzo.com/u/JIMMWX)\
**Post date:** [14 March 2024 11:06 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/12 "2024-03-14T11:06:47Z")

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> [@AlanDoe](#):
>
> How often do you think you use the term?

I did to begin with when I first got monzo and it was super exciting.

But then never, always “bank transfer”

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [14 March 2024 11:13 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/13 "2024-03-14T11:13:29Z")

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Both my partner and I have Monzo, use it as our main banks, and regularly transfer money to each other.

We too never use the term “Monzo me”. We say ‘transfer’, or ‘can we sort some bill splits’.

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**Author:** ![Alexxxxx](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alexxxxx/32/109624_2.png) [@Alexxxxx](https://community.monzo.com/u/Alexxxxx)\
**Post date:** [14 March 2024 11:22 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/14 "2024-03-14T11:22:57Z")

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I think nearly all of my friends and I say “Monzo me”/“just Monzo me” when buying rounds/splitting bills/generally paying for stuff for each other.

If I had to examine it, I think we say it as a shorthand explanation that the other person doesn’t need my bank details because they already have my number, and therefore they know it’s going to be easy to pay me back.

Similarly, when with someone who maybe might not have paid me before, I might just say “do you have Monzo”/“I’ve got Monzo”, to let them know the same thing re ease. And I certainly correctly assume that most people around my age and at least a friend of a friend will have Monzo. Always a surprise when someone occasionally doesn’t.

So I probably say it every week at least, sometimes many times a week.

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**Author:** ![lpoolrob](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/lpoolrob/32/36348_2.png) [@lpoolrob](https://community.monzo.com/u/lpoolrob)\
**Post date:** [14 March 2024 11:50 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/16 "2024-03-14T11:50:33Z")

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> [@AlanDoe](#):
>
> How often do you hear others saying it?

Never to be honest. If I was to hear it out loud, I would find it quite cringy. It is always ‘transfer me’. Then it covers ALL banks.

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**Author:** ![coffeemadman](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/coffeemadman/32/124177_2.png) [@coffeemadman](https://community.monzo.com/u/coffeemadman)\
**Post date:** [14 March 2024 11:51 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/17 "2024-03-14T11:51:34Z")

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For me it’s just an easy way of saying I’ll transfer them the money without needing to ask them for their bank details because everyone seems to have a Monzo account so it’s not required to faff around with account details.

But over time this has become less said as friends stop using Monzo over more traditional banks and ask for the money to go their Santander/HSBC/Lloyds account instead.

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**Author:** ![Clgrv](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/clgrv/32/75172_2.png) [@Clgrv](https://community.monzo.com/u/Clgrv)\
**Post date:** [14 March 2024 11:57 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/19 "2024-03-14T11:57:00Z")

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Myself and my friends say Monzo Me for everything.

I’m the financially irresponsible one who never had enough cash in my actual account (all in pots) to pay for a meal/book tickets in the moment, so one of the group pays for the total bill and Monzo’s us for our shares.

Also way less embarrassing than asking a waitress to split it when we can do it in two seconds outside.

Still waiting on a payment for a Girls Aloud ticket though… reminds me to click ‘Send Payment Reminder’!

Me and my siblings often send Monzo requests for £999999 just to let them know we’re thinking of them too 😇

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**Author:** ![Lightning720](https://avatars.discourse-cdn.com/v4/letter/l/e68b1a/32.png) [@Lightning720](https://community.monzo.com/u/Lightning720)\
**Post date:** [14 March 2024 12:01 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/21 "2024-03-14T12:01:33Z")

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Never said it and never heard anyone say it, and I’m at uni where I’ve seen plenty of people with Monzo cards.

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**Author:** ![Remi](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/remi/32/61350_2.png) [@Remi](https://community.monzo.com/u/Remi)\
**Post date:** [14 March 2024 12:06 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/22 "2024-03-14T12:06:23Z")

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Never used it as not many people in my environment has :monzo: 😑

So “transfer me” is still in place and stands solid 🕶

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**Author:** ![anon90289270](https://avatars.discourse-cdn.com/v4/letter/a/e95f7d/32.png) [@anon90289270](https://community.monzo.com/u/anon90289270)\
**Post date:** [14 March 2024 12:32 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/23 "2024-03-14T12:32:12Z")

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> [@Ordog](#):
>
> Both my partnerS and I have Monzo

Ooft, I read that wrong. One’s enough for me, thanks.

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**Author:** ![Nightpaws](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/nightpaws/32/71188_2.png) [@Nightpaws](https://community.monzo.com/u/Nightpaws)\
**Post date:** [14 March 2024 12:33 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/24 "2024-03-14T12:33:09Z")

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Never heard anyone say Monzo me except ironically, sorry!

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**Author:** ![WillsT](https://avatars.discourse-cdn.com/v4/letter/w/b782af/32.png) [@WillsT](https://community.monzo.com/u/WillsT)\
**Post date:** [14 March 2024 13:00 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/25 "2024-03-14T13:00:42Z")

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Monzo me is synonymous with ‘pay me’ in my friendship group! There’s little point saying ‘transfer me’ or something similar anymore as everyone uses Monzo

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**Author:** ![WillsT](https://avatars.discourse-cdn.com/v4/letter/w/b782af/32.png) [@WillsT](https://community.monzo.com/u/WillsT)\
**Post date:** [14 March 2024 13:05 UTC](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241/26 "2024-03-14T13:05:28Z")

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I think how much Monzo me is used is down to age and whether or not people within your environment have monzo or not

[Next page](https://community.monzo.com/t/how-we-use-monzo-in-everyday-language-we-want-your-thoughts/161241.md?page=2)
