# How to plan ahead with Monzo **URL:** \ **Category:** News & Updates\ **Created:** [16 January 2019 15:32 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868 "2019-01-16T15:32:21Z")\ **Posts on this page:** 18\ **Page:** 1
**Author:** ![cookywook](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/cookywook/32/24136_2.png) [@cookywook](https://community.monzo.com/u/cookywook)\ **Post date:** [16 January 2019 15:32 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/1 "2019-01-16T15:32:21Z")
Yesterday, we added Standing Orders to the upcoming payments you’ll see at the top of your feed. > So now, Monzo gives you the full picture of what’s coming up. Here’s how to use these features together to plan ahead and stay in control of where your money’s going. > **[How Monzo helps you plan ahead](https://monzo.com/blog/2019/01/16/monzo-plan-ahead/)** > > You can now all your upcoming payments in Monzo. Here's how you can always stay one step ahead of your finances. ---
**Author:** ![anon16712584](https://avatars.discourse-cdn.com/v4/letter/a/439d5e/32.png) [@anon16712584](https://community.monzo.com/u/anon16712584)\ **Post date:** [16 January 2019 15:40 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/3 "2019-01-16T15:40:58Z")
> [@](#): > > - Faster Payment transfers (this could be your salary, for example). How does this work - is it based on historic transfers? As far as I was aware, these were instant, and as such you wouldn’t have any information about them before they arrived… Liam ---
**Author:** ![jwhiterz](https://avatars.discourse-cdn.com/v4/letter/j/c68b51/32.png) [@jwhiterz](https://community.monzo.com/u/jwhiterz)\ **Post date:** [16 January 2019 15:48 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/4 "2019-01-16T15:48:52Z")
I also wondered this. The article also states they wouldn’t highlight anything as “TOMORROW” etc unless they were 100% sure it would happen. ---
**Author:** ![nexusmaniac](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/nexusmaniac/32/3193_2.png) [@nexusmaniac](https://community.monzo.com/u/nexusmaniac)\ **Post date:** [16 January 2019 15:55 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/5 "2019-01-16T15:55:12Z")
Aha 😂 I was just chatting about this over on Slack 😋 Super curious to see what they mean by this, I didn’t think it was possible to show an FPS transaction in advance - considering the _fast_ nature of the scheme 👀 Fingers crossed for some further insight into this 🤞 ---
**Author:** ![jwhiterz](https://avatars.discourse-cdn.com/v4/letter/j/c68b51/32.png) [@jwhiterz](https://community.monzo.com/u/jwhiterz)\ **Post date:** [16 January 2019 15:55 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/6 "2019-01-16T15:55:55Z")
I’m going to presume it’s a typo 🙂 or… they delay FPS by a day so they can show you it’s on its way 😂 ---
**Author:** ![WillP79](https://avatars.discourse-cdn.com/v4/letter/w/94ad74/32.png) [@WillP79](https://community.monzo.com/u/WillP79)\ **Post date:** [16 January 2019 15:59 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/7 "2019-01-16T15:59:46Z")
This is one of the best things about Monzo. As I’ve mentioned elsewhere, it spotted that I would go overdrawn over a month before it happened. I was able to call in some money I’d lent to someone, and was even able to tell them there was no rush - they had nearly a month to pay me back. HSBC would send me a text once a week to show me that I was already overdrawn, and they’ve had over 150 years to come up with something better. ---
**Author:** ![Rob3](https://avatars.discourse-cdn.com/v4/letter/r/a4c791/32.png) [@Rob3](https://community.monzo.com/u/Rob3)\ **Post date:** [16 January 2019 16:09 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/8 "2019-01-16T16:09:41Z")
![graph~2](https://cdck-file-uploads-global.s3.dualstack.us-west-2.amazonaws.com/monzo/original/3X/0/6/06a4abc0746344696831fd1995df7045bdf86689.jpeg) How about updating the pulse graph to show this info plus predicted salary info. Here’s a mock up I did with identifiers for predicted bills ---
**Author:** ![neovo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/neovo/32/33453_2.png) [@neovo](https://community.monzo.com/u/neovo)\ **Post date:** [17 January 2019 09:38 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/9 "2019-01-17T09:38:19Z")
My standing orders aren’t showing at top of feed but my direct debits are? 🤷‍♂️ ---
**Author:** ![nathanthomson8](https://avatars.discourse-cdn.com/v4/letter/n/7ba0ec/32.png) [@nathanthomson8](https://community.monzo.com/u/nathanthomson8)\ **Post date:** [17 January 2019 10:06 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/10 "2019-01-17T10:06:15Z")
Yeah is there a certain time of the day these show up at @cookywook? Today is my payday so I have a number of SOs set for tomorrow and none are showing as upcoming with the exception of one regular pot SO that happens every day 🧐 ---
**Author:** ![neovo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/neovo/32/33453_2.png) [@neovo](https://community.monzo.com/u/neovo)\ **Post date:** [17 January 2019 10:17 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/11 "2019-01-17T10:17:54Z")
Direct debits are usually 8/9am I think So you’d have thought similar time I’ve a number of standing orders for tomorrow but still nothing, is this definitely rolled out 😂? ---
**Author:** ![anon68157246](https://avatars.discourse-cdn.com/v4/letter/a/9fc348/32.png) [@anon68157246](https://community.monzo.com/u/anon68157246)\ **Post date:** [17 January 2019 12:30 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/13 "2019-01-17T12:30:32Z")
> [@neovo](#): > > Direct debits are usually 8/9am I think BACS Direct Credit is at 1am. BACS Direct Debit and Standing Orders are at 2am, and Direct Debit retries the same day. ---
**Author:** ![neovo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/neovo/32/33453_2.png) [@neovo](https://community.monzo.com/u/neovo)\ **Post date:** [17 January 2019 12:30 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/14 "2019-01-17T12:30:56Z")
We’re talking about appearing in your feed for the next day… ---
**Author:** ![edzieba](https://avatars.discourse-cdn.com/v4/letter/e/22d042/32.png) [@edzieba](https://community.monzo.com/u/edzieba)\ **Post date:** [18 January 2019 09:16 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/15 "2019-01-18T09:16:41Z")
While the date/time options are generally ignored when you make personal transfers (because Gotta Go Fast ), FPS supports scheduled payments and this is a useful feature for things like payroll, where you can get everything sorted in advance whithout giving up the ability to make all payments at the same time as without having to send everything in one all-or-nothing batch. ---
**Author:** ![Feathers](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/feathers/32/45868_2.png) [@Feathers](https://community.monzo.com/u/Feathers)\ **Post date:** [19 January 2019 16:10 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/16 "2019-01-19T16:10:14Z")
Tomorrow’s Standing Order has appeared at the usual mid-morning time that DDs are normally previewed. It could have arrived at 9 I wasn’t watching for it. ---
**Author:** ![nathanthomson8](https://avatars.discourse-cdn.com/v4/letter/n/7ba0ec/32.png) [@nathanthomson8](https://community.monzo.com/u/nathanthomson8)\ **Post date:** [22 January 2019 14:28 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/17 "2019-01-22T14:28:59Z")
So any word on why this isn’t working yet @cookywook? ---
**Author:** ![nathanthomson8](https://avatars.discourse-cdn.com/v4/letter/n/7ba0ec/32.png) [@nathanthomson8](https://community.monzo.com/u/nathanthomson8)\ **Post date:** [24 January 2019 09:51 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/18 "2019-01-24T09:51:24Z")
Update: Can now see this 🎉 Must have been fixed and put into this weeks release ---
**Author:** ![hdwrng](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/hdwrng/32/32843_2.png) [@hdwrng](https://community.monzo.com/u/hdwrng)\ **Post date:** [24 January 2019 10:20 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/19 "2019-01-24T10:20:39Z")
Yup, same here 🦆 ---
**Author:** ![neovo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/neovo/32/33453_2.png) [@neovo](https://community.monzo.com/u/neovo)\ **Post date:** [24 January 2019 10:43 UTC](https://community.monzo.com/t/how-to-plan-ahead-with-monzo/57868/20 "2019-01-24T10:43:00Z")
Wahoo 🎉