Recent talk between friends has raised this question when talking about anything from holidays to a new macbook, and I’m learning many different methods and practices.
Some of my friends simply divide the full amount into savings chunks and will put aside say 10% every month until they can afford something.
Some people split that for a shorter time and bigger chucks.
Some people use credit cards and finance schemes.
Personally I save chunks, use credit/rush cards that are paid off within the month. + =
So thought i’d pose this question here;
Does anyone have any quick wins, lessons learnt or great ideas on how to pay for high-value items?