So I am wanting to keep holiday spending completely separate from everything else, this would be joint with my wife. Some ideas I have had are:
- Have an additional Monzo account and use a different card for spending. Would work, but not sure if Monzo would be happy and would need to tell the cards apart. Not sure if we can have 2 joint accounts, might need to have extra individual accounts set up for another joint account.
- Use a normal joint account and categorise the spending as holiday. The problem is the overall totals of money in the account will be confusing.
- Use pots. This would work but it would be necessary to always move money out of the pot when any is spent to not very practical.,
Any ideas or suggestions please?.