Grouping multiple saving goals underneath one Savings Pot

The more I think about it, the more I wonder if savings pots should be dealt with a little differently. Especially if you are likely to want to use lots of pots for different savings goals.

I currently have a set amount of money that I could set aside in savings, but this money is for separate things (Holiday, Christmas etc). Now I could just set up a separate pot for everything, but that seems like an awful lot of work for me (and presumably for Monzo/the account providers?). I think it would make more sense for me to have an overarching savings pot that contains all of my savings, but within that to be able to effectively have goals set or sub-pots for segregating the money into what it is I am saving for. That way I just need one savings pot, but am still able to see my various different savings goals within that.

There is an existing idea which seems to be basically the same

Thanks - hasn’t seen this! Mods feel free to delete!

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