It has to be unlocked for me, I think. So thatās biometrics run through before a purchase can be made.
I think I remember reading that higher value purchases might need to be confirmed by fingerprint, but I couldnāt swear that thatās true.
I can certainly do it without unlocking, just wake it up. Thereās most likely toggles to turn that off though!
Payments over Ā£30 need extra security, normally a fingerprint etc depending on how you have your phone setup. Under Ā£30 it needs no additional security.
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You mean exactly how easy it is to use someone elseās contactless card?!
I personally like the way it works. For small payments you just tap as normal but you can still authenticate properly and make large payments too.
Good point. I enjoy how much easier it is to use than Apple Pay (which I always found fiddly) but I guess I just assumed there would be a fingerprint or iris scan before small payments were made.
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Looks like Southwestern are running a trial where you can keep your season ticket on your phone using Google Pay!
https://www.southwesternrailway.com/train-tickets/smart-ticketing/itso-on-android-trial
Hope to see this more widely adopted in the future, I know TfWM are doing this as well.
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Iāve been trying to get access to the Save to Google Pay API and itās a nightmare to be honest. No wonder adoption of Apple Wallet is much better. Anyone with an Apple developer account can create and sign passes but Google want to know in extreme detail what you plan on doing with API access.
Donāt think theyād be very happy if I told them I had reverse-engineered the Co-Op and Morrisons loyalty APIs to produce passes with auto updating balances for Google Payā¦
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Go for it! 
I canāt see them being āmadā 
the worst they will do is decline your request for access.
I think it would be awesome to have Morrisons loyalty points automatically update, Tesco used to work but itās not updated in agesā¦
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This probably belongs here
Google is having another go at finance/fintech/digital wallet.
Google, messaging next please 
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Just got an update and Google Pay has changed to Google Wallet.
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This has been incoming since the last ElGoog presentation. More Material You themeāimg going on and I do like the āEdit card orderā feature (at the end of the card carousel)
Itās an improvement over āGoogle Payā visually. I like it.
I donāt. I think itās horrendous.
Tiles for loyalty cards too big.
No quick way to get through your cards now, having to swipe through to desired card.
And have to swipe to end of payment cards to reach the Edit Order button 
Unless Iām missing something 
Loyalty cards are as easy to reorder, I suppose.
Everything looks a bit too big at the moment but Ill probably get used to it. It seems a bit more streamlined so should be a tiny bit easier to use (not that the other one was difficult).
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Android is just so far behind Apple with the wallet. Things like boarding passes are so easy with Apple, and not so much with Android. Why arenāt companies like BA adding integration to Google Wallet?
Thereās also Apple Express Mode, so much easier to pay when travelling.
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Android doesnāt require auth on low value payments (like real contactless cards) so express transit mode is kind of moot.
Iāve been able to add boarding passes, Covid pass, Tesco/Co-op/Ikea/Costa/etc loyalty cards with one-tap. The new update doesnāt change that speed.
Itās more of a visual & branding change.
āPayā = pay for things
āWalletā = pay for things and store things
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Makes no difference to anything, itās just a name at the end of the day
Yep updating everyone outside of US and one other country (which I canāt recall right now)