Random one for the forum, but I’d love some help please if anyone can.
My fiancé has some credit issues due to some defaulted cards a few years ago. She’s been told she is ‘unmortgagable’. Because of this I’ve applied for a sole mortgage in my name only.
My fiancé is providing £60,000 for deposit, from inheritance after her parents sadly passed.
The bank wants her to sign a Gifted Deposit form basically stating she has no right to this money once she gives it to me for the mortgage.
My question is, after we get married in a few months, wouldn’t she have the right to half my assets anyway? Does marriage trump this gifted deposit form basically?
I want to make it clear that I WANT HER to have half, and wish we could get a joint mortgage in the first place. It would be great if, once married, she has the security of owning half the house.
Any help would be great, obviously I know people here aren’t lawyers so it’s just opinion not legal advice