Wouldn’t it be good if you could use the Monzo app to scan a barcode of any barcoded item in a (mainstream) store, wait until the transaction occurred - usually instantly in the app - then simply walk away?;
Sounds better in theory than I imagine it does in practice.
Imagine doing a weekly shop and having 200 notifications lol.
Or when a “deal” only finalises at the end of your shopping trip.
Or if you decide to put something back, you’d have a refund notification as well.
This is one of those things that works better when there is a dedicated system for it (like the shops already have), IMO…
Also if it was integrated to a banking app people would watch their balance go down and would spend less than if it was a dedicated supermarket app where they don’t see their account going low , so the supermarkets wouldn’t want it
Assuming they don’t sell beer or energy drinks there as they’d need approval. Or even painkillers, as too many of those trigger a warning.
I like the sound of it though!
Apple Store has this feature - you scan the item (mostly accessories) using the app, pay via Apple Pay, then you just walk out of the store with the items. I’m pretty sure I must have a look of utter terror on my face as I’m walking out (always half expecting to be jumped on by security).
It just feels wrong and a little naughty!