# General Fintech & Banking Articles Megathread **URL:** \ **Category:** Fintech Chat\ **Created:** [21 October 2021 14:18 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541 "2021-10-21T14:18:16Z")\ **Posts on this page:** 20\ **Page:** 14
**Author:** ![Lightning720](https://avatars.discourse-cdn.com/v4/letter/l/e68b1a/32.png) [@Lightning720](https://community.monzo.com/u/Lightning720)\ **Post date:** [8 December 2022 18:12 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/287 "2022-12-08T18:12:11Z")
> **[UK banking rules face biggest shake-up in more than 30 years](https://www.bbc.co.uk/news/business-63905505)** > > Rules introduced after the financial crisis in 2008 aimed at limiting risks will be eased. ---
**Author:** ![kolok](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kolok/32/46634_2.png) [@kolok](https://community.monzo.com/u/kolok)\ **Post date:** [9 December 2022 13:02 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/289 "2022-12-09T13:02:23Z")
Good work from TSB here > **[TSB launches fund to support people fleeing domestic abuse as cost of living...](https://news.sky.com/story/tsb-launches-fund-to-support-people-fleeing-domestic-abuse-as-cost-of-living-crisis-deepens-12764099)** > > Bank will make support payments of £50 to £500, depending on customers' needs, which will be paid into an account that only the claimant can access. > Bank will make support payments of £50 to £500, depending on customers’ needs, which will be paid into an account that only the claimant can access. > In partnership with Women’s Aid, TSB is also launching a pilot scheme to allow domestic abuse victims to safely open and access a bank account, without standard documentation. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [9 December 2022 14:24 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/290 "2022-12-09T14:24:15Z")
I actually love this. Nice to see banks offering extra support, not just “support” to send you to other businesses to help (StepChange etc). ---
**Author:** ![Peter\_G](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/peter_g/32/89632_2.png) [@Peter\_G](https://community.monzo.com/u/Peter_G)\ **Post date:** [9 December 2022 15:06 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/291 "2022-12-09T15:06:59Z")
> [@Carlo1460](#): > > not just “support” to send you to other businesses to help (StepChange etc). I think we need a topic on how Monzo hurt you. It might be therapeutic. 👀 ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [9 December 2022 15:28 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/293 "2022-12-09T15:28:24Z")
I actually wasn’t referring to any specific and monzo didn’t burn me, I left. There’s always a support from banks but actual financial support in times of need as above, isn’t common. Temp credits etc aren’t the same as actual financial support (which most customers believe banks can do, when they actually generally don’t). ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [9 December 2022 15:33 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/294 "2022-12-09T15:33:35Z")
Some things it’s good to defer to the experts. ---
**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\ **Post date:** [12 December 2022 10:19 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/295 "2022-12-12T10:19:04Z")
> **[US banks named as being among least ethical UK operators](https://www.theguardian.com/money/2022/dec/12/us-banks-named-as-being-among-least-ethical-uk-operators?CMP=Share_AndroidApp_Other)** > > A new study scores the best and the worst accounts based on key issues such as climate and tax avoidance ---
**Author:** ![Peter\_G](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/peter_g/32/89632_2.png) [@Peter\_G](https://community.monzo.com/u/Peter_G)\ **Post date:** [12 December 2022 10:52 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/296 "2022-12-12T10:52:49Z")
I do wish these papers would link to the original paper. Having had a skim it’s Chase bad, Triodos good (no surprise there) but I don’t know if they looked at Monzo and Starling and they were middle of the pack or just didn’t bother because not high street… ---
**Author:** ![l33t](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/l33t/32/111145_2.png) [@l33t](https://community.monzo.com/u/l33t)\ **Post date:** [12 December 2022 11:05 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/297 "2022-12-12T11:05:12Z")
> **[page0012.pdf](https://www.ethicalconsumer.org/sites/default/files/flipbook/Issue200Preview/files/assets/common/downloads/page0012.pdf?uni=34de4b40463f4707a031c74ccc2579e0)** > > 290.27 KB ---
**Author:** ![DaveJ](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davej/32/73301_2.png) [@DaveJ](https://community.monzo.com/u/DaveJ)\ **Post date:** [12 December 2022 12:40 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/299 "2022-12-12T12:40:08Z")
> [@Peter\_G](#): > > I do wish these papers would link to the original paper. If only some kind of search engine existed where you could find such information right at your fingertips 👀🤣🤣 ---
**Author:** ![breville\_monkey](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/breville_monkey/32/70932_2.png) [@breville\_monkey](https://community.monzo.com/u/breville_monkey)\ **Post date:** [15 December 2022 18:25 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/300 "2022-12-15T18:25:49Z")
Their main problem with Monzo seems to be its environmental and climate change reporting. I don’t fully feel it’s fair given Monzo clearly publishes its carbon emissions on its website as well as giving a detailed breakdown in its annual report. It’s unclear exactly what they are looking for on that front to me. ---
**Author:** ![kolok](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kolok/32/46634_2.png) [@kolok](https://community.monzo.com/u/kolok)\ **Post date:** [16 December 2022 02:11 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/301 "2022-12-16T02:11:47Z")
Not UK, but shows how risk averse banks can sometimes be. > ---
**Author:** ![kolok](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kolok/32/46634_2.png) [@kolok](https://community.monzo.com/u/kolok)\ **Post date:** [18 December 2022 21:27 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/302 "2022-12-18T21:27:20Z")
> **[Mazars Group suspends all work with crypto clients including Binance,...](https://www.cnbc.com/2022/12/16/mazars-suspends-all-work-with-crypto-clients-including-binance-cryptocom.html)** > > Accounting firm Mazars Group has suspended all work with its crypto clients, according to its former client and the world's largest crypto exchange, Binance. ---
**Author:** ![Lightning720](https://avatars.discourse-cdn.com/v4/letter/l/e68b1a/32.png) [@Lightning720](https://community.monzo.com/u/Lightning720)\ **Post date:** [20 December 2022 08:01 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/303 "2022-12-20T08:01:45Z")
BBC News - TSB fined £49m over IT banking chaos > **[TSB fined £49m over IT banking chaos](https://www.bbc.co.uk/news/business-64036529)** > > The bank is has been fined for an IT meltdown in 2018 that left customers unable to access accounts. ---
**Author:** ![JIMMWX](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jimmwx/32/95737_2.png) [@JIMMWX](https://community.monzo.com/u/JIMMWX)\ **Post date:** [20 December 2022 09:26 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/304 "2022-12-20T09:26:58Z")
I, sort of, feel sorry for TSB in this. I was effected by this, in that it locked them out of my account for five days. But, as bad as it was, they weren’t the only bank I’ll bet trying to modernise their systems, and it’s really not as easy as turning it off and back on again. I wonder how many “close shaves” other banks had around this time period. ---
**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\ **Post date:** [20 December 2022 09:32 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/305 "2022-12-20T09:32:08Z")
This TSB story is non–news these days. Only a week ago Santander was fined more than double that. Even Monzo loses more money than this every year 😂 ---
**Author:** ![kolok](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kolok/32/46634_2.png) [@kolok](https://community.monzo.com/u/kolok)\ **Post date:** [20 December 2022 13:24 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/306 "2022-12-20T13:24:04Z")
> **[UK banks form company to develop shared banking hubs](https://www.finextra.com/newsarticle/41526/uk-banks-form-company-to-develop-shared-banking-hubs)** > > The UK's top banks have clubbed together to pay for the development of shared banking hubs across the country. ---
**Author:** ![JIMMWX](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jimmwx/32/95737_2.png) [@JIMMWX](https://community.monzo.com/u/JIMMWX)\ **Post date:** [20 December 2022 13:59 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/307 "2022-12-20T13:59:54Z")
Really great step, though perhaps not a huge surprise. ---
**Author:** ![projectfortytwo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/projectfortytwo/32/82645_2.png) [@projectfortytwo](https://community.monzo.com/u/projectfortytwo)\ **Post date:** [3 January 2023 21:30 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/308 "2023-01-03T21:30:08Z")
This might help with acceptance in the Netherlands over the coming months… > **[Mastercard to replace Maestro debit cards in the Netherlands in 2023](https://dutchreview.com/news/mastercard-to-stop-issuing-maestro-debit-cards-in-2023/)** > > Mastercard just announced its decision to phase out Maestro debit cards in 2023, and here's what that means for you and your geldje (money). 💳 From ---
**Author:** ![j06](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/j06/32/97044_2.png) [@j06](https://community.monzo.com/u/j06)\ **Post date:** [3 January 2023 21:35 UTC](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541/309 "2023-01-03T21:35:20Z")
This was announced months ago. [Previous page](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541.md?page=13) [Next page](https://community.monzo.com/t/general-fintech-banking-articles-megathread/124541.md?page=15)