Future Monzo: some mock-ups of what the future might hold

And the feed might look a bit different to cope with multiple accounts:

  1. Pulse now goes forward in time and is integrated with your committed spend from Summary. It provides an aggregated view of all of the accounts selected – I considered a line for each account but thought that would get messy very quickly…
  2. When the feed has more than one account displayed you see a badge indicating which account the transaction belongs to (in this example it might break down a bit if you have more than one account with a provider – needs some more thought!)
  3. The feed now has the ability to break down a transaction, or aggregate transactions as appropriate. Here, we see that there has been a transfer from one account to another. The net value is 0 – as both accounts are included in the filter for the home screen – but you see the breakdown in the notes.
  4. Another example of transaction aggregation. Here there’s been a transaction on a Nationwide account, a rule in place rounding it up and a transfer of that amount to another account. There are two badges as there are two accounts involved.
  5. Contacts now have proper records and photos attached. In this example. Elton is called “My Mate Elton” in the Monzo address book and has a photo assigned. Disclaimer: I don’t know Elton John.
  6. An banner to show that there’s a filter in place. Tapping it would let the user select which accounts to combine in the feed.