I have massively outperformed the market, but that is because I was lucky enough to have access to pre-IPO tech stocks that went ballistic. It’s not an opportunity that many people get.
In my normal portfolio I haven’t outperformed and once I saw the light, I spent the last few years shifting my individual stocks to a mixture of VUKE, VWRL and VGOV - it was an extremely good move.
Crowdfunding and the like are a form of speculation - I put a very small proportion of my portfolio into them as I like to see if I can outperform, and I like tech, but I don’t bet my long term security on it.
For people investing for their financial security in later life, they should put the majority of their money into the market as a whole, statistically it is by far the safest approach. Anyone telling you otherwise is making money out of you.