🇫🇷 Monzo in France [Wiki]

This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.

Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting France with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!

Safe travels! :wave: :airplane:


France uses the Euro (€).

Monzo users pay the Mastercard exchange rate with no added fees.

Card usage

Monzo cards work all across France, both at point-of-sale machines (eg. restaurants, shops) and at ATMs. Contactless acceptance is growing. A significant number of places will only accept cards for purchases above €10. If you’re skiing in the mountains, card usage is also very common.


ATMs widely accept Monzo cards and let you choose the language to use. They do not charge to withdraw cash.

Payment and withdrawal limits

All Monzo cards have some payment and withdrawal limits. To check yours before you leave, go to your Profile section of the app and tap on Limits.

Crowdsourced merchant data

The Monzo merchant data is often incorrect (eg. the map shows the wrong location or the name of the place is not correct). Please submit improvements to this data so it can get better for future visitors.


Monzo cards are often rejected at toll booths on the French autoroutes, although reports are mixed. ASF toll roads in the south west accept Monzo, but AREA do not.

Sanef toll from Calais was accepting Monzo as of 2018-07-29.

APRR autoroute toll booth was not accepting Monzo cards as of 2018-08-28.

To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment.


Just to add a note to this, I tried to use my Monzo card to buy tickets for the Paris Metro/RER train service from one of their automated machines and the Monzo card would not be accepted, even though the machine instructions say it accepts Mastercard. Just a heads up for anyone travelling to Paris! :slight_smile:

I’ve been in Paris for the last 3 months and have never had trouble using my Monzo card when purchasing metro tickets at the machines, so I’m guessing that this was an isolated incident.
I’ve never had problems using my card anywhere in Paris for that matter!

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I’ve just seen this thread.
I’ve been living in Paris for a year now (on and off) and I have actually stopped using my Monzo card for buying tickets from the machines - it never seems to work. I always ended up going to the ticket desk where it seems to work most of the time.

It’s interesting, because this is a common complaint on other travel forums from Americans, and people blame it on lack of offline PIN CVM support (which seems a pretty certain necessity, I’ve never heard of any cards without offline PIN support working for the Paris metro), but given the Monzo card supports (and prefers) offline PIN, there’s clearly more to the issue than just needing offline PIN support.


I’ve never had any problems with the tolls all the way down the west of France, from top to bottom, through Le Mans, Poitiers and beyond. I’ve had the same good experience right across the north from Calais, Rouen etc. Easy peasy with Monzo. I think these are all Sanef and Confiroute rolls.

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My card worked for both toll roads and train tickets. No problems at all so far.

Card did not work at APRR autoroute toll booth on 28/8/18.

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Card worked at the SANEF tolls from Calais to Paris. Also havent had any problems using the card in Disneyland with either location or merchant name

Monzo Joint account just worked for both ATM cash withdrawal (no ATM fee) and at a beach-front bar (Chip&Pin) without issue in Cannes.

Card worked at Auchan Colleville Montgomery.

Currently travelling through France, no problem using Monzo on autoroute tolls from Calais to Rouen and beyond (Cofiroute, Alis and Sanef). Though with total cost coming out at over £80 we’re clicking ‘avoid tolls’ on the Googlemaps settings from here on! Also paid for fuel at an Avia fuel station without problem. :+1: