It’s good to know that the feedback you receive is listened to. Clearly I’m not the only one who thought users should have more choice.
… As you do.
I have no issues with differing opinions. If you’re going to offer an opinion about the situation, do so, but there’s no reason to be demeaning.
Based on your earlier comments regarding “you signed up to those terms”. I am aware I signed up to those terms; I was offering feedback based on my thoughts, and I did so in the recommended feedback location for Monzo.
Exactly what value did you add to the conversation other than suggesting that I had missed something (Rhetorical).
You give the feedback, nobody is telling you that you can’t. You seem to want to jump on anyone that doesn’t agree with you. I don’t think anyone has disagreed with your idea, just the “Monzo are hiding things” aspect.
My point was “Monzo are hiding things” isn’t accurate, you’ve already accepted these terms and they have/had to do it this way due to FCA rules.
I’d quite happily have it default to 3 months for me if I set it like that. I hope they do it like that and now that the first payment isn’t taken right away, it’s less of an issue.
If I set it to 3 months and my £1200 purchase means £400 goes right away, that could cause me financial issues when I wanted to select 12 months, when it went right away, but now it’s at next payment, you have far longer. Although I’m sure some people will still make the error.
I’ve removed my feelings from the post as clearly they are the problem for you. I’ve adapted it to be specifically only the suggestion. Hopefully that satisfies your needs.