On a day-to-day basis, I frequently have transactions which aren’t quite right or I’m concerned about. E.g. If a company said they’re going to refund me or release an authorisation, I want to make sure they actually do.
This would just be a way of marking these transactions. If they were refunded within a week or so, nothing further would be needed. If not, I’d want to open a dispute and actually take action to fix the issue.