I have just spent a morning preparing a 12 month cash flow analysis based on direct debits and standing orders. It would be really really helpful if the current account had an exportable report which showed the amounts flowing out each month for each DD and SO over a 12 month period. Mine range from monthly to annual with a couple that have payments only on 10 months (council tax). Monzo must capture this detail when SOs are set up. I assume they will capture similar detail on DDs when they are First triggered.