# Exchange rates **URL:** \ **Category:** Monzo Chat\ **Created:** [22 November 2017 15:41 UTC](https://community.monzo.com/t/exchange-rates/28089 "2017-11-22T15:41:42Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![Fiv](https://avatars.discourse-cdn.com/v4/letter/f/ba8739/32.png) [@Fiv](https://community.monzo.com/u/Fiv)\ **Post date:** [22 November 2017 15:41 UTC](https://community.monzo.com/t/exchange-rates/28089/1 "2017-11-22T15:41:42Z")
If you upgrade to the current account, will the same mastercard exchange will be used as with the prepaid card? how about ATM withdrawals? ---
**Author:** ![jzw95](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jzw95/32/5896_2.png) [@jzw95](https://community.monzo.com/u/jzw95)\ **Post date:** [22 November 2017 15:46 UTC](https://community.monzo.com/t/exchange-rates/28089/2 "2017-11-22T15:46:41Z")
Yes to both. The current account features everything the prepaid card had. The one thing _currently_ missing is top-ups, but these will return shortly. As the current account is a bank account, though, you get lots of other things including Faster Payments support, so you can transfer funds to the account from another bank until top-ups return. Or you can wait to convert to the current account until top-ups are available, they should be back in a few weeks. ---
**Author:** ![Dunsford](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/dunsford/32/108858_2.png) [@Dunsford](https://community.monzo.com/u/Dunsford)\ **Post date:** [22 November 2017 16:37 UTC](https://community.monzo.com/t/exchange-rates/28089/3 "2017-11-22T16:37:37Z")
ATM withdrawals will be changing for overseas. ---
**Author:** ![jzw95](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jzw95/32/5896_2.png) [@jzw95](https://community.monzo.com/u/jzw95)\ **Post date:** [22 November 2017 16:49 UTC](https://community.monzo.com/t/exchange-rates/28089/4 "2017-11-22T16:49:20Z")
Yes, but so is the prepaid card, so there’s no difference here. Actually, there’s a difference in that with the prepaid card you can withdraw up to £200 in one transaction for free, but with the current account you can withdraw up to £200 for free in as many transactions as you like. ---
**Author:** ![Fiv](https://avatars.discourse-cdn.com/v4/letter/f/ba8739/32.png) [@Fiv](https://community.monzo.com/u/Fiv)\ **Post date:** [22 November 2017 17:03 UTC](https://community.monzo.com/t/exchange-rates/28089/5 "2017-11-22T17:03:45Z")
Hi, so that means that when i abroad can withdraw 200 pounds as many times as i want during my travel for free instead of 200 per month for free with the prepaid? ---
**Author:** ![jzw95](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jzw95/32/5896_2.png) [@jzw95](https://community.monzo.com/u/jzw95)\ **Post date:** [22 November 2017 17:05 UTC](https://community.monzo.com/t/exchange-rates/28089/6 "2017-11-22T17:05:25Z")
No, still only £200 in any 30-day period. But with the prepaid card, this has to be in one transaction. If you have two withdrawals of £50 in two days, this will be fee-free on the current account. On the prepaid card, you would be charged a 3% fee on the second £50 withdrawal. ---
**Author:** ![Feathers](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/feathers/32/45868_2.png) [@Feathers](https://community.monzo.com/u/Feathers)\ **Post date:** [22 November 2017 17:05 UTC](https://community.monzo.com/t/exchange-rates/28089/7 "2017-11-22T17:05:55Z")
No. You can withdraw as many times as you want for free up to a total of £200 in 30 days. Any money above the £200 limit within a 30 day period will result in a fee of 3%. ---
**Author:** ![system](https://global.discourse-cdn.com/monzo/original/3X/a/e/aedf2f7852aef6ffcd99f29eac49128cfbd2ecc3.svg) [@system](https://community.monzo.com/u/system)\ **Post date:** [21 May 2018 17:06 UTC](https://community.monzo.com/t/exchange-rates/28089/8 "2018-05-21T17:06:44Z")
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