# Emma Feedback Thread / Q&A

**URL:** <https://community.monzo.com/t/emma-feedback-thread-q-a/28921>\
**Category:** Fintech Q&A's\
**Created:** [4 December 2017 14:12 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921 "2017-12-04T14:12:19Z")\
**Posts on this page:** 20\
**Page:** 36

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [6 September 2018 14:03 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/736 "2018-09-06T14:03:06Z")

</div>

We are talking with all of them. If they say yes, we integrate. If they say no, you bother them till they build an API. 😉

If you guys are in Crypto, you should see this: [https://twitter.com/emma\_finance/status/1037700300986048512](https://twitter.com/emma_finance/status/1037700300986048512)

---

<div class="post-metadata">

**Author:** ![o99](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/o99/32/83033_2.png) [@o99](https://community.monzo.com/u/o99)\
**Post date:** [7 September 2018 08:19 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/737 "2018-09-07T08:19:00Z")

</div>

This might be an interesting exercise…

Which banks or credit card providers would you most like to see added to Emma? (select up to 3)  
It’s based on providers available through either Yolt or HSBC Connected Money, but not Emma.

_Poll ([view on site](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/737))_

---

<div class="post-metadata">

**Author:** ![Peter\_G](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/peter_g/32/89632_2.png) [@Peter\_G](https://community.monzo.com/u/Peter_G)\
**Post date:** [7 September 2018 08:40 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/738 "2018-09-07T08:40:29Z")

</div>

None of the above for me. I’d like to see building societies covered, though, mostly for savings/mortgages. It’s a long tail of providers but vital for a whole financial picture / net worth view.

(I’d also be happy to update this type of figure manually as they don’t change dramatically month on month. Or Emma could even predict balances based on transactions it sees elsewhere… 🤔)

---

<div class="post-metadata">

**Author:** ![o99](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/o99/32/83033_2.png) [@o99](https://community.monzo.com/u/o99)\
**Post date:** [7 September 2018 08:44 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/739 "2018-09-07T08:44:10Z")

</div>

If you haven’t already done so perhaps you could select the ‘Other’ option so a picture could emerge of how many need other providers covered?

I deliberately restricted to only providers available through Yolt and HSBC (who seemingly don’t support any Building Societies other than Nationwide). The list could have been massive otherwise.

---

<div class="post-metadata">

**Author:** ![Anzo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anzo/32/49285_2.png) [@Anzo](https://community.monzo.com/u/Anzo)\
**Post date:** [7 September 2018 14:18 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/740 "2018-09-07T14:18:16Z")

</div>

Maybe the post should be editable and others could add the institutions they want the most, that would be more insightful.

---

<div class="post-metadata">

**Author:** ![o99](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/o99/32/83033_2.png) [@o99](https://community.monzo.com/u/o99)\
**Post date:** [7 September 2018 15:09 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/741 "2018-09-07T15:09:08Z")

</div>

I’d rather not make the poll editable because I think some people would prefer their responses to this particular poll to be private. If many people can edit, it will increase the chances of someone inadvertently making the responses public. I also felt it was suitable to restrict it to the list of institutions available through Emma’s competitors.

However, if someone else does the leg work and produces a more comprehensive list of financial institutions, I’d be happy to update the poll.

The list should be in the following format

Allied Irish Bank  
Aqua Credit Card  
Capital One  
etc

Personally, I think it should be restricted to Banks, Building Societies, and Credit Cards.

If people have Investment platforms or non-traditional financial service providers in mind, I think that should be a separate poll.

---

<div class="post-metadata">

**Author:** ![Gaoler](https://avatars.discourse-cdn.com/v4/letter/g/71e660/32.png) [@Gaoler](https://community.monzo.com/u/Gaoler)\
**Post date:** [7 September 2018 15:31 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/742 "2018-09-07T15:31:03Z")

</div>

BUT, only with a proper API. Not interested in screenscrape!

---

<div class="post-metadata">

**Author:** ![o99](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/o99/32/83033_2.png) [@o99](https://community.monzo.com/u/o99)\
**Post date:** [7 September 2018 15:41 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/743 "2018-09-07T15:41:15Z")

</div>

I think you’ll be waiting a while for an account aggregator that doesn’t rely on screen scraping for most accounts.

---

<div class="post-metadata">

**Author:** ![Gaoler](https://avatars.discourse-cdn.com/v4/letter/g/71e660/32.png) [@Gaoler](https://community.monzo.com/u/Gaoler)\
**Post date:** [7 September 2018 15:42 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/744 "2018-09-07T15:42:01Z")

</div>

So do I 😔

---

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [10 September 2018 10:31 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/745 "2018-09-10T10:31:51Z")

</div>

We are looking at: Tesco, Virgin, MBNA and Capital One. They are the most popular after Paypal and Coinbase.

Yolt and Connected Money use Yodlee, so they should have the same number of banks available. We talked with Yodlee and decided not to go with them; this is why we don’t have this list available. We are considering other options to get the four I have mentioned above.

I don’t have a timeline yet, cause we are still discussing with potential providers/partners.

In terms of fintechs/services, if they have an API, we can integrate them in less than an hour and will keep adding more in the next 2 months.

---

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [10 September 2018 10:32 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/746 "2018-09-10T10:32:59Z")

</div>

What’s the problem with screenscrape? 🙂

---

<div class="post-metadata">

**Author:** ![nickh](https://avatars.discourse-cdn.com/v4/letter/n/7ea924/32.png) [@nickh](https://community.monzo.com/u/nickh)\
**Post date:** [10 September 2018 10:37 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/747 "2018-09-10T10:37:57Z")

</div>

Hey @edo1493 - Any sign of NS&I on the horizon?

---

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [10 September 2018 10:42 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/748 "2018-09-10T10:42:19Z")

</div>

It’s in our backlog, but doesn’t have high priority. 🙂

---

<div class="post-metadata">

**Author:** ![o99](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/o99/32/83033_2.png) [@o99](https://community.monzo.com/u/o99)\
**Post date:** [10 September 2018 10:49 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/749 "2018-09-10T10:49:37Z")

</div>

Doesn’t Connected Money use Bud?

---

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [10 September 2018 10:50 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/750 "2018-09-10T10:50:33Z")

</div>

That could be the reason why it doesn’t work. 😂

---

<div class="post-metadata">

**Author:** ![Gaoler](https://avatars.discourse-cdn.com/v4/letter/g/71e660/32.png) [@Gaoler](https://community.monzo.com/u/Gaoler)\
**Post date:** [10 September 2018 12:07 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/751 "2018-09-10T12:07:02Z")

</div>

Not least that it looks like it will be banned from the end of 2019, when the new RTS comes in.

[RTS](http://ec.europa.eu/finance/docs/level-2-measures/psd2-rts-2017-7782_en.pdf)

---

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [10 September 2018 12:08 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/752 "2018-09-10T12:08:01Z")

</div>

Hopefully not. 😛

> **[Future of European Fintec](https://www.futureofeuropeanfintech.com/)**
>
> Europe today continues to breed the world's most innovative Fintech companies. We are those European Fintech companies and this is our statement.

---

<div class="post-metadata">

**Author:** ![edo1493](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/edo1493/32/13460_2.png) [@edo1493](https://community.monzo.com/u/edo1493)\
**Post date:** [12 September 2018 07:26 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/753 "2018-09-12T07:26:28Z")

</div>

I can confirm that Tesco, MBNA and Capital One are coming very soon. Virgin will follow, if you help us testing it fast. 😉

---

<div class="post-metadata">

**Author:** ![kolok](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kolok/32/46634_2.png) [@kolok](https://community.monzo.com/u/kolok)\
**Post date:** [12 September 2018 09:36 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/754 "2018-09-12T09:36:57Z")

</div>

Aqua credit card please 🙏

---

<div class="post-metadata">

**Author:** ![Kumnaa](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/kumnaa/32/3950_2.png) [@Kumnaa](https://community.monzo.com/u/Kumnaa)\
**Post date:** [12 September 2018 09:42 UTC](https://community.monzo.com/t/emma-feedback-thread-q-a/28921/755 "2018-09-12T09:42:14Z")

</div>

I’ll help you test Virgin (assuming this is the credit card).

Virgin credit card and no total for Monzo is what is keeping me using Yolt.

P.s. can we have ‘total account balance’ for Monzo accounts? Currently, to update my spreadsheet I would need to add the main account balance to the sum of all my pots in Emma which I’m to lazy for 😐

[Previous page](https://community.monzo.com/t/emma-feedback-thread-q-a/28921.md?page=35)

[Next page](https://community.monzo.com/t/emma-feedback-thread-q-a/28921.md?page=37)
