Anyone think that an Emergency Category might interesting.
You get into a car accident. (Touch wood this does not happen) and you have a rainy day pot or regular savings pot. So take money out and spend it on your insurance or place to get it fixed.
Another example may be your son’s/daughters school holiday, Dentist appointment, new glasses, Stuff like that.
Rather than taking out of your usual allowance, you should be able to mark it down as an emergency/one-off purchase.
But still show up on your Summary page so you can see it all at a quick glance??
Let me know if it sounds silly.