Project Imagine (PI1 banking as a platform - formerly Dozens consumer fintech)

Joined community and waiting list. Letā€™s see. R-

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Hi everyone

Iā€™m Rob, community manager over at dozens, to answer the questions raised. :wave:

Really happy to hear you like our budgeting feature :slight_smile:

We have been pretty quiet about launch plans but may as well let you guys know - we are about to go live on both App Store and Google Play in the coming days :tada:

Since you ask, as a sneak peak of what sits behind these mockups: in the past 6 months we have built an 800-screen native app plus our own balance and orchestration layer. We have received two FCA licenses - meaning we can offer current account and investment products in one app from day one - and listed a retail bond on NEX stock exchange (which means our proprietary savings product is subject to higher regulatory requirements but requires no long-term lock-ins for our customers).

Weā€™ve also started printing those eye-catching cards, so we are live with the app for employees, testing with our own Christmas shopping to make sure everything is :100:before we do a public launch. Meanwhile, our waitlist is approaching 2,000 members - 300 of which are our own co-creation community from all over the UK (obviously not a patch yet on Monzo numbers, but we are pretty buzzed nonetheless).

To thank all the early-birds who trusted in us even before launch, weā€™ll be offering Ā£10 to everyone on our waitlist who opens an account with us.

If youā€™d like to know more, join our community to take part in the conversation where we can share more details. Weā€™re generally not into shouting too much about ourselves, but if you seek out our social channels, weā€™ve shared some ā€˜challengingā€™ topics that the team created. Hope you enjoy them.

Wishing everyone a great Christmas :christmas_tree: and prosperous 2019

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Pretty cool that your surname is also dozens. Nominative Determinism?

Look forward to trying out the app.

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Is this similar to what Robinhood proposed to do in America briefly last week? Savings rate higher because itā€™s a bond

Heā€™s also got 11 siblings.

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:eyes:

New on IFTTT: Dozens
Dozens
#The dozens way Weā€™re creating dozens from scratch, allowing us to do things in a completely new way to established banks. #We only make money when you do Weā€™re changing the fundamental model of banking. Our income as a business is directly linked to the returns we create for you. We keep a smaller share and pass on the majority to you. Unlike most banks, we are not looking to make money from things like overdrafts, but by helping you save, invest and grow your money. So our goals are the same as yours.

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There are no triggers and only two actions right now, but kinda impressive/bold/unwise they are in before launch while Starling fret on the sidelines about it

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Thereā€™s an App on the google play store at the moment for Dozens is that the correct one?

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Looks like it!

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Hmm thatā€™s interesting as I found Dozen in the play store and thought it was worth mentioning it on here to see if it is actually the real one rather than some elaborate phishing scam

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Got a link? Cannot see it through search

Maybe @rob_dozens will bounce back on at some point

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The company name on Google Play is the name of the company behind Dozens.

Just registering now. Looks legit

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Ah, found it via a Google search

Looks like it was not showing in search in Play Store as on my Chrome OS laptop

Does look legit. Company name is correct

It was more the whole there is a waiting list to get the APP that I found strange on their website

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Anyone brave enough to have signed up?

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Aye. Iā€™m awaiting verification.

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Did put my name down for the waiting list, but did not hear anything

Will probably watch from afar for a bit. Signing up for N26 for the pure sake of curiosity was enough for this twelve months methinks

Was amused to see that their offices are right next to where I had a training course last September

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Iā€™m in the process of Signing up at the 5% in bond is very very attractive

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