# Does the £20 buffer apply to Direct Debits?

**URL:** <https://community.monzo.com/t/does-the-20-buffer-apply-to-direct-debits/34935>\
**Category:** Help\
**Created:** [21 March 2018 15:10 UTC](https://community.monzo.com/t/does-the-20-buffer-apply-to-direct-debits/34935 "2018-03-21T15:10:50Z")\
**Posts on this page:** 1\
**Showing post:** 11

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**Author:** ![garete](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/garete/32/3947_2.png) [@garete](https://community.monzo.com/u/garete)\
**Post date:** [21 March 2018 20:25 UTC](https://community.monzo.com/t/does-the-20-buffer-apply-to-direct-debits/34935/11 "2018-03-21T20:25:05Z")

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This thread below implies that everyone has a £20 buffer, and doesn’t appear to stipulate limitations on that. The T&C’s are clearer - “You need enough money in your account to make payments.”

> [@Announcing the Overdrafts Preview!](https://community.monzo.com/t/announcing-the-overdrafts-preview/16194/70):
>
> Everyone will get the £20 buffer for free.

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