No your totally right. Whilst the public want to see bobbies on the beat (visible) this is totally inefficient. This died with Dixon if Dock Green and Z cars.
The modern Police force needs to have a few visible bobbies, but the focus should be more bobbies or investigators sat behind computers as you can be far more efficient and that’s where crime is now. Why hold up a security van for £20k when you can sit behind a computer and if reasonably clever will clear that easily with no great hassle??
The trouble with fraud is the Police are overwhelmed with this sort of crime. The scams are worldwide and with no real interest in true international Police cooperation it’s near impossible to bring them to justice. The police have the tools to trace criminals on the net, but it’s slow and labour intensive. The police in the uk are terribly under resourced and are scraping the top of the iceberg. Whoever shouts loudest gets dealt with first. With government targets changing weekly on what’s the hot topic, it’s hard it seems to invest in the long term.
Basic security and NEVER giving your details to people who ring or contact by email would solve a lot of the basic fraud.
We could go on…