So I went a bit mad on the vinyl in December. As I knew gifts would skew the results, I used my legacy bank to buy those so this is just for me.
I use monzo as my main card so I’ve spent quite a lot on it. Even more than usual. Whoops. Thank God for Christmas bonuses.
The combination of gifts and having two weeks off work has burned a big hole in my financial plans
Also wondering if an annual spending report may be useful. Every 12 months from the date of opening our accounts.