# Customer service issue when requesting an email address change

**URL:** <https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025>\
**Category:** Monzo Chat\
**Created:** [1 June 2019 15:52 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025 "2019-06-01T15:52:25Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![arn92](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/arn92/32/73960_2.png) [@arn92](https://community.monzo.com/u/arn92)\
**Post date:** [1 June 2019 15:52 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/1 "2019-06-01T15:52:25Z")

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I am quite frustrated, but that is an understatement.

I phoned up Customer Service to change my email address because I cannot get access to the app and was told by the so-called advisor (who did not have a clue what she was doing - seemed to be on work experience) as she placed me on hold for two minutes and asked me to email [help@monzo.com](mailto:help@monzo.com) with a selfie holding up my Monzo card.

Why is there so much faff - aren’t this banks values to be transparent?!

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**Author:** ![thom\_horne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/thom_horne/32/20611_2.png) [@thom\_horne](https://community.monzo.com/u/thom_horne)\
**Post date:** [1 June 2019 15:53 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/2 "2019-06-01T15:53:47Z")

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> [@arn92](#):
>
> Why is there so much faff - aren’t this banks values to be transparent?!

Simple; it’s security. Otherwise what’s stopping anyone from pretending to be someone else and then accessing your account? I’d be worried if there wasn’t any friction and they had just changed it!

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**Author:** ![arn92](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/arn92/32/73960_2.png) [@arn92](https://community.monzo.com/u/arn92)\
**Post date:** [1 June 2019 15:56 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/3 "2019-06-01T15:56:33Z")

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In my experience working in the banking sector in call centre operations - we were told to verify the customer from the sound of their own voice (for example, if they was hesitation during security and them giving me the answers).

If we wanted to update their email or phone number, we would do that over the phone…

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**Author:** ![anon66544660](https://avatars.discourse-cdn.com/v4/letter/a/7cd45c/32.png) [@anon66544660](https://community.monzo.com/u/anon66544660)\
**Post date:** [1 June 2019 15:57 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/4 "2019-06-01T15:57:11Z")

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The sound of their voice? Are you joking?

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**Author:** ![arn92](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/arn92/32/73960_2.png) [@arn92](https://community.monzo.com/u/arn92)\
**Post date:** [1 June 2019 15:57 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/5 "2019-06-01T15:57:53Z")

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No.

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**Author:** ![thom\_horne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/thom_horne/32/20611_2.png) [@thom\_horne](https://community.monzo.com/u/thom_horne)\
**Post date:** [1 June 2019 15:58 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/6 "2019-06-01T15:58:10Z")

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> [@arn92](#):
>
> we were told to verify the customer from the sound of their own voice (for example, if they was hesitation during security and them giving me the answers).
> 
> If we wanted to update their email or phone number, we would do that over the phone…

Scary; fraudsters can be very convincing… I really don’t think a bank should be that way at all.

I’m assuming they would ask strong security questions at the very least!

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [1 June 2019 15:58 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/7 "2019-06-01T15:58:42Z")

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How is someone in customer services supposed to remember the sound of 2 million voices 😆

![](https://global.discourse-cdn.com/monzo/original/3X/9/b/9ba118a907f97226dfb5fd07f7e702a6a8dd9cb3.gif)

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**Author:** ![arn92](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/arn92/32/73960_2.png) [@arn92](https://community.monzo.com/u/arn92)\
**Post date:** [1 June 2019 16:00 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/8 "2019-06-01T16:00:27Z")

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That would be difficult even for the average human @Ordog. Like I said, we would determine how confident they were during security etc.

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [1 June 2019 16:02 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/9 "2019-06-01T16:02:02Z")

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So with your theory, because you got angry when they asked for a photograph as part of security - you’d fail?

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**Author:** ![arn92](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/arn92/32/73960_2.png) [@arn92](https://community.monzo.com/u/arn92)\
**Post date:** [1 June 2019 16:03 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/10 "2019-06-01T16:03:21Z")

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I’m not sending a photograph because I don’t trust them; not as a bank, but as and where they would store it.

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**Author:** ![thom\_horne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/thom_horne/32/20611_2.png) [@thom\_horne](https://community.monzo.com/u/thom_horne)\
**Post date:** [1 June 2019 16:03 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/11 "2019-06-01T16:03:43Z")

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> [@Ordog](#):
>
> How is someone in customer services supposed to remember the sound of 2 million voices 😆

In fairness some banks have voice ID security software as part of telephone banking.

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [1 June 2019 16:04 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/12 "2019-06-01T16:04:36Z")

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You’ve got a photograph of yourself on here! 😆

I’m sure someone from customer services has zero interest in keeping a photograph of your face.

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**Author:** ![thom\_horne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/thom_horne/32/20611_2.png) [@thom\_horne](https://community.monzo.com/u/thom_horne)\
**Post date:** [1 June 2019 16:05 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/13 "2019-06-01T16:05:29Z")

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> [@arn92](#):
>
> I’m not sending a photograph because I don’t trust them; not as a bank, but as and where they would store it.

Did you not already submit a video as part of the onboarding process? Surely it’s stored in the same or a similar system?

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**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\
**Post date:** [1 June 2019 16:06 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/14 "2019-06-01T16:06:04Z")

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Exactly. I’m sure that’s what they want to compare it to.

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**Author:** ![anon72173902](https://avatars.discourse-cdn.com/v4/letter/a/b38774/32.png) [@anon72173902](https://community.monzo.com/u/anon72173902)\
**Post date:** [1 June 2019 16:07 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/15 "2019-06-01T16:07:43Z")

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> [@Ordog](#):
>
> You’ve got a photograph of yourself on here! 😆

![Roflcopter](https://global.discourse-cdn.com/monzo/original/3X/9/7/972d90bc8c88ca5dc196ea31df53ebb357009350.gif)

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**Author:** ![greganddorne](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/greganddorne/32/33460_2.png) [@greganddorne](https://community.monzo.com/u/greganddorne)\
**Post date:** [1 June 2019 16:10 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/16 "2019-06-01T16:10:01Z")

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i have helped a family member with there account before and thay had to send photo  
i sent one we used a month before and after about a 5 min wait was asked for another as cops know this had been used before. so we sent a new one and all was fine.

i personally am happy they work this way.

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**Author:** ![Chapuys](https://avatars.discourse-cdn.com/v4/letter/c/e9a140/32.png) [@Chapuys](https://community.monzo.com/u/Chapuys)\
**Post date:** [1 June 2019 16:35 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/17 "2019-06-01T16:35:09Z")

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You have to take a video when you sign up. You have to show photo ID when you sign up. Monzo will keep an image of you for account security reasons. Your concerns about sending an image of yourself shouldn’t be an issue as Monzo has this already and especially as you have put a photo on Monzo’s forums.

You are someone calling to change one of the major security features of your account - the email address. You cannot log in without it and it gives you full access to the account if you manage to get it changed. This potentially gives a fraudster access to all the money in the account. Monzo are going to ensure that you are you and not someone pretending to be you in order to protect you. Voice phishing and call centre fraud is increasing and without HSBC/HMRC levels of voice recognition software, this is a simple way to prove you are you against the image Monzo should have on file and your card number.

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**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\
**Post date:** [1 June 2019 16:53 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/18 "2019-06-01T16:53:00Z")

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> [@arn92](#):
>
> was told by the so-called advisor (who did not have a clue what she was doing - seemed to be on work experience)

I’ll be honest, if anyone uses this language to talk about someone trying (even if they ultimately fail) to help them, the rest of what they say goes in one ear and out the other.

Anyway. I hope you got your email address changed.

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**Author:** ![sahajesh](https://avatars.discourse-cdn.com/v4/letter/s/977dab/32.png) [@sahajesh](https://community.monzo.com/u/sahajesh)\
**Post date:** [1 June 2019 17:03 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/20 "2019-06-01T17:03:25Z")

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Right - I work in a bank and there are multiple security questions asked, on top of Voice ID if that has been implemented.

No way would it be just the sound of their voice, unless it was voice biometrics and even then there may be questions on top.

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**Author:** ![sahajesh](https://avatars.discourse-cdn.com/v4/letter/s/977dab/32.png) [@sahajesh](https://community.monzo.com/u/sahajesh)\
**Post date:** [1 June 2019 17:06 UTC](https://community.monzo.com/t/customer-service-issue-when-requesting-an-email-address-change/69025/21 "2019-06-01T17:06:42Z")

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This has to be a nomination for “thread of the year” 🤣

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