✅ Custom Category Creation

Great idea - would find this really useful.

Yet 5 months later and we still don’t have a simple charity category


In the meantime use #tags?

(I’m sympathetic as it’s tax return time and it’d be super helpful to have an easier way to identify all my charitable giving for the last financial year)

I know I can but we shouldn’t have to. This has been a requested category for a while now.


Could someone from the Monzo team please provide some insights as to why this category is still missing?


Custom Categories would be great, as many have said before me, I am loosely categorising stuff because I can’t be more specific due to lack of categories.

Example: I categorise Bank Transfers as ‘Expenses’ because I don’t have a bank transfer category.

I could achieve this with tags, HOWEVER, it won’t work for me if I have to manually tag them. A very simple machine learning could take care of this and auto tag.

Another example is FUEL. It goes to the ‘Transport’ category, but my transport category also contains TFL charges and Uber, so the only way I can know how much I spent on fuel this month is by manually tagging it.

It would be ideal if I could create a ‘Car’ category, and in there I would add all car related costs such as Tax and Insurance (which currently goes to Bills), MOT, fuel, maintenance, etc. This way I can know exactly how much am I spending on my car. Then as soon as I manually move my insurance bill to the ‘Car’ category, the machine learning will take note of that and automatically categorise my next insurance bill as a ‘Car’ expense.

This would be seriously cool. And I know at least 3 or 4 friends whom I could definitely convince to come to Monzo by showing them that feature.


Yeah, I’ve given up on categories as they’re currently useless for me.


+1 I also want to categorise my house related spending, not just mortgage but also home improvements = diy/building materials & costs, new appliances / repairs, etc

I would like to see an ‘Essentials’ category! For those things like new clothes for work that don’t quite fit into shopping…
Although general works pretty well

1 Like

You might want to remove your email from your name


I think a category for ‘Pet Care’ would be good, things like pet food, vet bills, grooming etc could be logged under it? :dog::cat:

1 Like

I asked for a “Pet” category and Hugo suggested that it could go under family instead, which sort of works and so of doesn’t

I would love it if Monzo could implement a total budgeting solution into their app; not dissimilar to YNAB. (or, envelope budgeting).

Categories are great.
Sub categories are better.
Completely customisable categories are best (for me).

And add on to that an ability to say “I have £100 ready to spend on Groceries this month” would be super powerful.

Rather than tracking what I have spent, or what I intend to spend, that would be the best form of budgeting for me.

I’d genuinely like to see Food and Drink split as separate categories.
I often go out for dinner (maybe there’s a drink with the meal, but it’s part of dinner), other times I go out for drinks. I’d like to be able to query how much I’m spending on drinks per [time period].


Thanks :pray:


1 Like

For me personal care is for things like hair cuts, grooming products, skin care etc. I wouldn’t class things for the two pooches under that same category?

Perhaps allowing people to create their own categories would be better as everyone is different?

1 Like

This has been argued about for a while and Monzo have consistently said wont happen as they wont be able to auto categories spending if everyone has different categories

Perhaps if they did ‘sub categories’ it could work.

So that they could categorise all payments amongst a ‘master’ category (one of Monzo’s default categories).


+1 here for a ‘Charity’ or ‘Donation’.

I’m new to Monzo and just moving over my DD’s for the full experience, but there is no category for my regular donations and they really do not fit any other category very well.

While we’re on the subject, I’d like a category for ‘Gifts’, such as for purchases of birthday presents which is different from general shopping and donation.