# Credit report / no overdraft

**URL:** <https://community.monzo.com/t/credit-report-no-overdraft/101112>\
**Category:** Financial Chat\
**Created:** [11 July 2020 11:01 UTC](https://community.monzo.com/t/credit-report-no-overdraft/101112 "2020-07-11T11:01:38Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![urban](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/urban/32/14131_2.png) [@urban](https://community.monzo.com/u/urban)\
**Post date:** [11 July 2020 11:01 UTC](https://community.monzo.com/t/credit-report-no-overdraft/101112/1 "2020-07-11T11:01:38Z")

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I have a Nationwide account with no overdraft, but I still see it on my credit report (all three agencies). I used to have an overdraft with them. Should it still show up on there, even though I don’t have any credit facility with them?

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**Author:** ![PaulUK](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/pauluk/32/57221_2.png) [@PaulUK](https://community.monzo.com/u/PaulUK)\
**Post date:** [11 July 2020 11:06 UTC](https://community.monzo.com/t/credit-report-no-overdraft/101112/2 "2020-07-11T11:06:31Z")

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I have never had an overdraft and my current accounts have always appeared on my reports, so I would say yes.

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**Author:** ![krr13](https://avatars.discourse-cdn.com/v4/letter/k/d26b3c/32.png) [@krr13](https://community.monzo.com/u/krr13)\
**Post date:** [11 July 2020 11:17 UTC](https://community.monzo.com/t/credit-report-no-overdraft/101112/3 "2020-07-11T11:17:28Z")

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Yes. Credit reports don’t just show borrowing accounts.

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**Author:** ![urban](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/urban/32/14131_2.png) [@urban](https://community.monzo.com/u/urban)\
**Post date:** [11 July 2020 11:24 UTC](https://community.monzo.com/t/credit-report-no-overdraft/101112/4 "2020-07-11T11:24:07Z")

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Got it! Thank you!

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**Author:** ![Feathers](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/feathers/32/45868_2.png) [@Feathers](https://community.monzo.com/u/Feathers)\
**Post date:** [7 January 2021 11:24 UTC](https://community.monzo.com/t/credit-report-no-overdraft/101112/5 "2021-01-07T11:24:18Z")

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