This is something that has bothered me a little over the last few months but this morning, it has made me think it needs to be changed due to account security.
I tend to pay my credit card off via a bank transfer, so I can pay extra off, as well as by direct debit. The banks I use need to use the credit card number as the reference to locate the account.
I had noticed that Monzo keeps the whole full credit card number as a reference in the appropriate fields in app, as well as flashing it as a notification on the iPhone home screen.
Monzo Payment Screen
Monzo Payment Reference
Aside from not really wanting my credit card number flashed on notifications, this has come to ahead for me because I was looking at Emma and noticed my full credit card number has been passed onto them which wasn’t my intention with open banking.
Other banks asterisk out credit card reference numbers when attached to sort codes of well known credit cards even when used for faster payments. Here is the RBS apps asterisking of the same number on their system.
RBS Select Payee
RBS Payment Screen
RBS Transaction feed
Please can this be looked into