Continue with pre-paid and current?

[anon95680666]

you may want to read this as well as @crablab link from above similar discussions / links
from a previous post - not sure its a consideration for most legacy banks apart from the fees Monzo are obviously thinking proactively about this

The Richest Man in Babylon: Back to Basics Budgeting

Monzo touched on this idea in one of their recent blog posts - Sometimes there are opportunities to prevent financial troubles by acting in anticipation. Take monthly income as a data point from which we can foresee potential financial struggle. If, after a period of stable income, we notice one or more months without a salary paid into your account, our pro-active account monitoring tools could help us be there to support you before your livelihood is seriously affected. When our system…