I have a 0% credit card added to Monzo through open banking. I’d like to be able to set the end date of that offer in Monzo and have Monzo alert me beforehand so I can either pay off the balance or move to another card.
I think they could do a bit with financial help too.
If you set it to pay the minimum each month, could they give you a nudge that it will take longer to pay off your debt like this?
They’ll see it go down by a few pennies each month, probably means you’re on 0% but if that starts to change, has that 0% run out?
If you’re payments increase by a little bit each month, are you treading water with the interest? Could they recommend that you look for a balance transfer card?
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Anarchist
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I’d didn’t mean calendar. “Hey Siri/OK Google, remind me to sort out a new credit card on [date]” seems easier than fiddling around in Monzo to me.
Monzo could allow us to change the name of connected accounts to “Credit card runs out in April”
I think you misunderstand me. I wasn’t talking about alerts or notifications in this context - more that if my term ends in around 12 months it can be difficult to find it in my calendar, particularly as I’d be searching for it as I’d have forgotten the exact date.
I think it needs to be a bit smarter than “your balance transfer expiry date is coming” because you’ll just dismiss it when you see it in the app and if it doesn’t come back, you’ll forget all about it.
I add things like this to reminders on my phone and then it’s easy to nudge it to remind me again in hours/days because I will be busy when it prompts me. I also add things to my work calendar because then I’m likely at a desk and can do life admin while being paid.
And because I’m a nerd, I have it noted in my google sheets export next to that direct debit of when I need to something about it. Same for my energy supplier, phone deal, Sky etc.
Out of interest, which ones actually do this reliably (besides Google)?
My calendar app just reminds me I have events today. Doesn’t tell me what they are or when so I’ve ended up missing more Adobe connect meetings than I would have liked.
In my experience notifications only ever seem to work as intended if you have a single event at a single time or on a single day in isolation, which is very rare for me because of the way I block my time. It’s why I’m looking forward to daybridge.
This sounds a lot like a credit card version of the request we had for connected account overdraft notifications yesterday. I like both ideas. More simply, I’d like Monzo to use the power of connected accounts to warn me and help me avoid paying any fees or interests with those accounts. It would make the feature so much more valuable, so I’ve voted for both.
Fantastical is great (ofc). Very customisable, can have multiple alerts per event (X hours, mins before), and I think you can set either globally or per event/calendar basis.
Create new calendar for long term dates in Google calendar, select to show only that calendar, then switch to agenda view, all the special dates then are shown as a list. Car insurance then, Credit card then, Cancel subscription then, etc.